Moses lake tax rate
The City of Saint Clair Shores, MI
2014.08.29 19:30 iammagicmike The City of Saint Clair Shores, MI
I'm interested in growing this subreddit for the City of Saint Clair Shores. I moved to SCS in April 2011 and I love it here. I'd like to use this sub to increase social media awareness of SCS.
2023.06.05 16:01 copinglemon My 5700XT has bit the dust after only three years. Do I replace it with the best modern GPU that won't be bottlenecked by my i7 7700k or go for a new build?
What is your intended use for this build? The more details the better.
My primary use case is CSGO, along with city buildesim type games: Civ 6, Cities Skyline, Dyson Sphere Program, etc
I'm an elder millennial gamer who does not buy the latest AAA games. On the rare occasion I do play bigger games, it's usually a few years later for example I'm playing at the moment: Hogwarts Legacy, Death Stranding, and Star Wars Fallen Order. It would be nice to have those games run in highish settings.
I am also in grad school and will be doing ML/data science activities on my PC.
If gaming, what kind of performance are you looking for? (Screen resolution, framerate, game settings)
I game on a 1440p 144hz monitor. I plan on upgrading to as high as a refresh rate as I can get for CSGO purposes in the near future.
What is your budget (ballpark is okay)?
Budget is not really an issue, but since I have less and less time to game as I get older I'm trying to get the best system for my use case at the most reasonable price. Could I get a 4090? I guess so, but I know I don't need one for what I do.
In what country are you purchasing your parts?
USA
Other info
Basically I haven't kept up with PC builds much in about 6-7 years so I don't know what I'm missing out on. If just grabbing a 6750XT and a new PSU will keep me happy for a few years I can do that.
If M.2? Nvme? (i barely know what these are tbh...) are going to be mind blowing compared to my gaming HDD and my 7700k won't last me another 4-5 years then I'd bite the dust and do a full rebuild.
Just wondering what far more informed gamers would do in my situation.
Current rig, minus the dead 5700XT of course:
PCPartPicker Part List
submitted by copinglemon to buildapc [link] [comments]
My primary use case is CSGO, along with city buildesim type games: Civ 6, Cities Skyline, Dyson Sphere Program, etc
I'm an elder millennial gamer who does not buy the latest AAA games. On the rare occasion I do play bigger games, it's usually a few years later for example I'm playing at the moment: Hogwarts Legacy, Death Stranding, and Star Wars Fallen Order. It would be nice to have those games run in highish settings.
I am also in grad school and will be doing ML/data science activities on my PC.
If gaming, what kind of performance are you looking for? (Screen resolution, framerate, game settings)
I game on a 1440p 144hz monitor. I plan on upgrading to as high as a refresh rate as I can get for CSGO purposes in the near future.
What is your budget (ballpark is okay)?
Budget is not really an issue, but since I have less and less time to game as I get older I'm trying to get the best system for my use case at the most reasonable price. Could I get a 4090? I guess so, but I know I don't need one for what I do.
In what country are you purchasing your parts?
USA
Other info
Basically I haven't kept up with PC builds much in about 6-7 years so I don't know what I'm missing out on. If just grabbing a 6750XT and a new PSU will keep me happy for a few years I can do that.
If M.2? Nvme? (i barely know what these are tbh...) are going to be mind blowing compared to my gaming HDD and my 7700k won't last me another 4-5 years then I'd bite the dust and do a full rebuild.
Just wondering what far more informed gamers would do in my situation.
Current rig, minus the dead 5700XT of course:
PCPartPicker Part List
2023.06.05 15:59 FissileAlarm Estonian term deposit 5%
https://www.cooppank.ee/en/deposit
This Estonian bank offers a 5% intrest rate for term deposits from 12 to 17 months. It says the deposits are guaranteed by the government up to 100.000 euro. Estonia has a low debt rate and a good rating. The bank's rating is Baa2 (Moody's) which is considered to be lower medium grade, but safe to invest. It's in euro so no currency risk. The website is also in English.
Would you consider this a good and safe investment or am I missing something? Does anyone know how much tax you pay for this? For what I can find, it's 20% tax. Is it in Belgium taxed again at 30%? Because then net intrest is only 2,8% which isn't that interesting anymore...
submitted by FissileAlarm to BEFire [link] [comments]
This Estonian bank offers a 5% intrest rate for term deposits from 12 to 17 months. It says the deposits are guaranteed by the government up to 100.000 euro. Estonia has a low debt rate and a good rating. The bank's rating is Baa2 (Moody's) which is considered to be lower medium grade, but safe to invest. It's in euro so no currency risk. The website is also in English.
Would you consider this a good and safe investment or am I missing something? Does anyone know how much tax you pay for this? For what I can find, it's 20% tax. Is it in Belgium taxed again at 30%? Because then net intrest is only 2,8% which isn't that interesting anymore...
2023.06.05 15:43 Nana_923 Amazing Facts About Concrete Equipment Planet Equipment
 | What is interesting about concrete? Concrete is a substance that is used everywhere, from our kitchen tables to the streets that we travel on every day. Here are some strange facts about concrete, which is a material that is long-lasting and adaptable. submitted by Nana_923 to equipmentbuyandsell [link] [comments] https://preview.redd.it/bcudd0p3e74b1.jpg?width=361&format=pjpg&auto=webp&s=5fcdb9fd3c446e413e003e5649355d0eb938c2ad The Astonishing Amount of Concrete Use Concrete is the most widely used substance in the world, exceeding 10 billion tons of production per year, making it second only to water in terms of consumption. Concrete is utilized at a rate of three tons per person on the planet, making it the material that accounts for twice as much construction activity as any other type of building material. This figure exceeds 500 million tons just for the United States of America. More than two million people are employed in the United States by the concrete business, which has a total value of more than $37 billion. Because cement is the primary component of this product, cement production accounts for 8% of the total carbon dioxide (CO2) emissions. Since 600 B.C., concrete has been used. Even though the ancient Romans weren’t the first people to combine mud and straw to produce mortar or mix mud and straw to make concrete, they were the first people to use concrete in the majority of their constructions. They were able to effectively make the mixture by using a combination of volcanic ash from Mount Vesuvius, lime, and seawater. The mixture was then wrapped in wooden molds. In his writings, the Roman engineer Vitruvius described four distinct varieties of the material known as “pozzolan”: black, gray, red, and white. The Romans were able to construct their port of Cosa using this innovative new building material since they were aware of its legible features. Even more remarkable is the fact that the Roman Pantheon was constructed entirely of concrete and did not have a supporting system of reinforcing steel. Despite this, the towering dome that measures 142 feet in height is still standing today. Since its construction over 2,000 years ago, this massive structure made of concrete has endured a variety of natural disasters, including earthquakes. Concrete is used to make the world’s largest concrete structure, among other odd facts. The Three Gorges Structure in China, located on the Yangtze River, has a height of 185 meters and a length of 2,309 meters, making it the largest concrete dam in the world. The construction of the project took place over the course of 17 years, from 1994 to 2006, and cost 37 billion dollars. The construction of the world record required workers to use around 21 million cubic yards of cement. The reservoir of the dam contains as much water as Lake Superior, making it a hydroelectric power plant that is capable of producing an astounding 22,500 megawatts of electricity source |
2023.06.05 15:39 sober2ndthought How I think the NDP campaign can improve next time
This is a follow up to my previous post.
The NDP campaign wasn't horrible. Danielle is reduced to a very small majority. If this was any other province with multiple parties this would likely have been a minority government. But because it was two it's a very tiny majority government. But it was also a missed opportunity. They didn't win in an election they could have won.
If you take a look at the polls there was a moment in the second week where the NDP led. That in my opinion is where things derailed.
Successful Campaigns are actually very formulaic:
Incumbent have it easy. They are the default choice because that's who people voted in last time and you really don't have to demonstrate what a government under you looks like peope see it. Incumbents can generally follow two paths:
That's where the NDP failed. The NDP campaign successfully convinced people that we need change in Alberta. But they failed to convince people that the change should be them and now.
Comparable campaign
Imagine it's the day after the election. The incumbent party is plagued by scandal and infighting. You're the challenger and you're running against the tide of jurisdiction ideology. The incumbent won re-election but is significantly weakened.
If this sounds like I'm talking about the NDP campaign it would be safe bet but I'm actually talking about Harper after 2004. He faced many of the same challenges as the NDP did. The only difference was he came from the right and the NDP from the left.
Define or be defined
This is where I think the NDP campaign went wrong.
The entire campaign was digging up dirt on Danielle. They focused so much on attacking Danielel they failed to define people what an NDP government would look like.
But it inevitably overshadowed any other message the NDP has especially about what an NDP government looked like.
This opened the door to the UCP defining what an NDP government would look like. Their solution was effectively to scare Albertans into thinking the NDP was a genuine threat to the province.
Nothing represents this better than the Danielle Smith Weather Vane sign. It was great initially as it softened the support for the UCP. In the first week we saw a shift towards the NDP in the election. But in the second week replace it with a positive message like this is what we'd do in healthcare, third week education, fourth week cost of living.
Keep it as simple and easy to understand messages. For example healthcare:
Another example was Obama 2008. He denied himself early as a post racial candidate which protected him when his pastors sermons came out and the picture of him Kenya came out.
The pastor sermons could have doomed his campaign but because he had already defined himself early he successfully distanced himself in his race speech. A speech most people never watched but narrative of a post racial candidate existed it was already set so just saying he gave a speech on race wa enough to give him credibility on it.
Don't run away from yourself
One of the moments that made me cringe was seeing Rachel Notley in Blue next to Danielle Smith in blue in the debate. The visual was effectively hey we're the same. Which isn't the message you want send when you are saying Danielle is crazy.
You are the NDP deal with the fact it comes with some bagge. Being the UCP also comes with baggage.
Baggage can be overcome look at your cousins in BC. In 2017 they had the baggage of NDP govrement of the 90s and now are effectively a stable governing party.
Better option would have been to stick to a message which defines your government in light of your ideology. In other words play up the positives of your brand don't run away from it.
Running away from your brand actually gives credit to the incumbents attacks. It paints a picture of a group of people with a hidden agenda who cannot be trusted.
Again I point to Harper in 2006. He didn't run his campaign like he was a Liberal. Instead his policy announcements were from the right but not threating:
The other one as the spike in auto insurance and energy prices in Alberta. This campaign ad writes itself:
Because they will not.
Most voters want your vision and policies to be given to them. They want them communicated to them in a way that is simple and easy to understand.
The idea is that they will go to your website to find the policies is ludicrous. You need to put those front and centre.
Best idea take the signs you saw on the street. Fine week one focus on attacking Smith. But week 2, 3 and 4 turn them into a policy a week idea;
For example week 2: picture of torn healthcare cards message healthcare shouldn't look like this and list of the things you'd do in healthcare like tying healthcare cards to driebes licence and Alberta IDs
Week three could be education week four could be cost of living. Etc.
Positive messages do work
Think back to most campaigns where a challenger took on an incumbent. The ones where you are successful you tend to have a message of hope and forward looking:
submitted by sober2ndthought to alberta [link] [comments]
The NDP campaign wasn't horrible. Danielle is reduced to a very small majority. If this was any other province with multiple parties this would likely have been a minority government. But because it was two it's a very tiny majority government. But it was also a missed opportunity. They didn't win in an election they could have won.
If you take a look at the polls there was a moment in the second week where the NDP led. That in my opinion is where things derailed.
Successful Campaigns are actually very formulaic:
Incumbent have it easy. They are the default choice because that's who people voted in last time and you really don't have to demonstrate what a government under you looks like peope see it. Incumbents can generally follow two paths:
- Promote all the good things they've done and how the challenger poses a risk to the good they've done. Think Trudeau Bus Ad or Morning Again in America.
- Things are bad but they could get way worse if you elect the opponent. The UCP used this strategy and Liberals used it against Harper in 2004.
- Convince people that we need change
- Convince people that change must be now and you're the change we need.
That's where the NDP failed. The NDP campaign successfully convinced people that we need change in Alberta. But they failed to convince people that the change should be them and now.
Comparable campaign
Imagine it's the day after the election. The incumbent party is plagued by scandal and infighting. You're the challenger and you're running against the tide of jurisdiction ideology. The incumbent won re-election but is significantly weakened.
If this sounds like I'm talking about the NDP campaign it would be safe bet but I'm actually talking about Harper after 2004. He faced many of the same challenges as the NDP did. The only difference was he came from the right and the NDP from the left.
- Canadians were generally more Liberal and comfortable with liberal policies
- Harper was saddled with the legacy of George Bush and neo evangelical social conservatism
- Harper was saddled with his own support for Iraq war and anti - same sex marriage policies
Define or be defined
This is where I think the NDP campaign went wrong.
The entire campaign was digging up dirt on Danielle. They focused so much on attacking Danielel they failed to define people what an NDP government would look like.
But it inevitably overshadowed any other message the NDP has especially about what an NDP government looked like.
This opened the door to the UCP defining what an NDP government would look like. Their solution was effectively to scare Albertans into thinking the NDP was a genuine threat to the province.
Nothing represents this better than the Danielle Smith Weather Vane sign. It was great initially as it softened the support for the UCP. In the first week we saw a shift towards the NDP in the election. But in the second week replace it with a positive message like this is what we'd do in healthcare, third week education, fourth week cost of living.
Keep it as simple and easy to understand messages. For example healthcare:
- Picture of a torn up healthcare cards and the large phrase healthcare should not look like this
- Side this what the NDP would do on healthcare: replace cards with one on your Alberta driver licence or Alberta ID, new money for healthcare, hire more doctors and nurses, etc.
- In 2004 he ran a campaign which tried to convince people the Liberals were corrupt and you saw halfway through he pulled ahead but he forgot to tell people who he was and what he stood for.
- 2006 Harper ran a policy a day campaign. Focused entirely on demonstrating what an CPC government would do. This allowed Harper to define himself before the Liberals had a chance to define him.
Another example was Obama 2008. He denied himself early as a post racial candidate which protected him when his pastors sermons came out and the picture of him Kenya came out.
The pastor sermons could have doomed his campaign but because he had already defined himself early he successfully distanced himself in his race speech. A speech most people never watched but narrative of a post racial candidate existed it was already set so just saying he gave a speech on race wa enough to give him credibility on it.
Don't run away from yourself
One of the moments that made me cringe was seeing Rachel Notley in Blue next to Danielle Smith in blue in the debate. The visual was effectively hey we're the same. Which isn't the message you want send when you are saying Danielle is crazy.
You are the NDP deal with the fact it comes with some bagge. Being the UCP also comes with baggage.
Baggage can be overcome look at your cousins in BC. In 2017 they had the baggage of NDP govrement of the 90s and now are effectively a stable governing party.
Better option would have been to stick to a message which defines your government in light of your ideology. In other words play up the positives of your brand don't run away from it.
Running away from your brand actually gives credit to the incumbents attacks. It paints a picture of a group of people with a hidden agenda who cannot be trusted.
Again I point to Harper in 2006. He didn't run his campaign like he was a Liberal. Instead his policy announcements were from the right but not threating:
- GST cut
- Child Daycare tax credit
- Transit tax credit
- Fitness tax credit
- TFSAs
- Child sports tax credit
- Regulating auto insurance rates and electricity rates
- Building schools or hospitals
- Improving transit
- Deal with impacts of climate change
- Fund public services
The other one as the spike in auto insurance and energy prices in Alberta. This campaign ad writes itself:
- When UCP came to power Alberta had lower auto insurance rates than BC. While British Columbians have seen their cost for auto insurance fall albertans have seen year over year increases while insurance companies deny our claims.
- Under a new NDP government we will bring back auto insurance regulation and ensure that Albertans are protected and pay their fair share.
- Everyone knows BC has an NDP government and if their rates are falling the NDP can take credit for it
- It offers a genuine plan which Albertans are requesting.
Because they will not.
Most voters want your vision and policies to be given to them. They want them communicated to them in a way that is simple and easy to understand.
The idea is that they will go to your website to find the policies is ludicrous. You need to put those front and centre.
Best idea take the signs you saw on the street. Fine week one focus on attacking Smith. But week 2, 3 and 4 turn them into a policy a week idea;
For example week 2: picture of torn healthcare cards message healthcare shouldn't look like this and list of the things you'd do in healthcare like tying healthcare cards to driebes licence and Alberta IDs
Week three could be education week four could be cost of living. Etc.
Positive messages do work
Think back to most campaigns where a challenger took on an incumbent. The ones where you are successful you tend to have a message of hope and forward looking:
- Masters of our own house - Quebec Liberals 1960
- Choose forward - Liberals 2019
- Stand up for Canada - Conservatives 2006
- Hope. Change. - Obama 2008
2023.06.05 15:37 Sad_Ad_2615 1-Year experience with Malibu, Things to know if looking to purchase a new Malibu/Axis boat
The 1-year mark of the beginning of my problems with my first new Malibu boat has recently passed to no resolution of my problems. Therefore, I figured it's time to share my experience with anyone who may be considering a Malibu/Axis product.
In April 2022, I purchased a new Axis t250 off the showroom floor at Lake Norman Marina and it was great for the first few weeks, but on Memorial Day weekend of 2022 after a rider had fallen, the boat would no longer start. After about a week of the boat being at the dealership, they decided it wasn't just the starter and for some reason the transmission needed to be changed. About 2 weeks later I got the boat back, went out 3 times, and the transmission actually blew. They changed it again, and on my 3rd time out again the transmission blew. They changed it yet again and on my first day out the engine temp was skyrocketing and fluid spilling out, turned out a hose had not been secured properly and was spilling into the engine bay, but on the 4th time out, the transmission blew once again.
At this point, the entire month of June had passed, I had multiple issues with their maintenance practices and communication and had not received any offer of compensation for tows, no paperwork for warrant work performed, no contact from Malibu, or even an apology from the dealership. The boat had under 40hrs on it, and I had spent probably 15hrs on the water waiting for tows and being towed in. But the dealership and malibu decided to change the entire engine. 3 weeks in and I decide to call Malibu's engine department and ask how long, an engine change takes. (As an aircraft mechanic myself, changing giant turbine engines on Airbus fleets can be done in under 32 hours). The engine tech informed me it was a 5hr job and they also did not know why my transmission was changed in the first place since I had never received a transmission overheat message. However, I received my boat back about a week later and hoped that was the end, I could finally use my boat. About a week in, some wires to the screen came loose and I lost all my gauges on the opposite end of my home lake and at this point I was fed up. I told the dealership to take the boat back and I never wanted to see it again. I had been paying for a boat for 3 months and only had access to it for under 1 month.
This is when Malibu finally decided to get involved and Robert C. contacted me and admitted that the boat was a lemon. I informed him how I was displeased with the company, product, and the dealership and had never received a single piece of warranty paperwork, not even for the engine so that I could have the serial numbers switched on my insurance. He sounded surprised but ultimately didn't do anything regarding that issue but did offer to build me a new 2023 model year boat to replace my lemon if I just road that one out for the season because "Malibu wanted to earn my trust back as a customer". I expressed my concerns with product quality, the fact I'd be paying for a boat I hate for months, and new loan rates but after Robert adamantly assured me over 10 times that I would 100% be able to keep my same loan, and that my new boat would be put through a more in depth inspection process he called their "dock inspection" I decided to take the deal because pursuing the Magnussen Moss Warranty Act in court could have just yielded the same end result after much more time. Also, for 2 months straight I continued to ask Lake Norman Marina for warranty work paperwork in order to document my experience and the only thing I ever received was a screenshot of the hours of manpower assigned to my boat on one day.
In October of 2022 I submitted my new build and was told the new one would be completed in early spring/March. However, just after Christmas I received a call from the dealership that my boat was ready, and I need to submit for a new loan. I raised hell, right after Christmas when my credit cards were near capacity, 3 months early on completion, after a ton of reassurances that there was no way I would need a new loan at these higher rates, and after I have continued to make payments on the existing crap boat, I was told to get a new loan. I reached out to Robert because he was so adamant about the fact I would not have to, and he proceeded to make a bunch of excuses for the dealership and say it's out of his hands. Where I then responded, why would you make promises you can't keep, about something you have no control over? This was the most important stipulation of the deal to me. That is when I first realized Malibu cannot be trusted. They ran my credit and as I expected my 4.5% interest would now be 9-10%, but luckily, I contacted my loan officer and detailed the entire situation to him. There was no way I was going to pay more money for a boat from a company that had shitted me. I told him, you either keep this loan and continue to make the money off of me you already are, or I am getting a boat from another company with another bank, and you make none. He agreed with my position and after a couple days managed to convince his higher ups to do a collateral swap on my current loan. No thanks to the dealership or Malibu.
Here we are in 2023, new year, new me, new boat, lets fucking see. I take delivery of my new 2023 Axis t235, and she looks beautiful. I take her right to the shop to get some tint thrown on. That evening I take the boat to the marina and hop in to see if they put any fuel in. 88% full, ok well they did the 10hr break in so that could be why. The next morning, I have it fueled up by the marina, still 88%. Some, "dock inspection" and more so how did the dealership not notice this during the break in period? But whatever I am ready to surf and will wait until my first service to have it addressed. Granted, I surf 3-4 times a week and fill it before every outing for weight. Then I recieved notice of the recall on the steering cable block and called my dealer but they had not recieved any tooling to complete it yet. But he told me it wasnt like the boat was gonna blow up, just dont go full power and I should be fine, at most I'd need a tow and I was used to that after the previous year. The boats running great, all sorts of squeaks and dry pump noises I had mentioned on the previous boat to the dealer, and told were normal, didn't exist on this one. Amazing. But one saturday after a rider had fell, and 2 jet skis were coming straight at im I start tapping my horn and it gets stuck wide open. We shut the boat off and on several times but as soon as the battery is set to on the horn sounds, so we decided to get under the dash, mid-lake, and disconnect the button. While this is happening I just so happen to get an e-mail from axis to submit a review on my boat and experience. Which I answered honestly; boat runs good, salesman good, not too impressed with company, dealership bad. Within minutes Logan K. sales manager, and son of the dealership owner e-mails me, 6pm on a Saturday, and says, "I cannot believe you bashed us yet again. Actually, I can." and proceeds to tell me they will no longer work on my boat, also that he has CC'd his entire service department to let them know. I respond telling him how all I did was answer the questions honestly based on my experience, and that him unprofessionally e-mailing me with a refusal to work my boat because of that, with the several existing issues is not in line with Malibu's statement of wanting to earn my trust back. He stands by his statement and says that they will not work the boat, and that I need to reach out to one of 2 other dealers farther away to have them correct the problems. The following Wednesday I go to surf and my marina manager tells me Lake Norman Marina was here earlier that day and had pulled my boat out to do some recall. I immediately e-mail Logan, informing him that I would like to know where we stand because if Lake Norman Marina is no longer working my boat, then they should not be touching my property, and regardless I should be informed before they have it pulled out for any work. He claims it was an oversight and will not apologize for the mechanic, even though ya' know, he CC'd his entire service department. From where I am standing, I have no idea if this tech came out to sabotage my boat or God knows what. Now since that initial interaction that previous Saturday, I called Malibu and left voicemails on 3 different phone numbers Mon-Fri of the next week. 15 voicemails and not a single response. So, the next week I go to my local Supra dealership, who is amazing by the way, shout out to Southtown Watersports!
The guys at SW are familiar with my story because every time I have come for boards, jackets, or lead bags etc. I have given them the latest and greatest in my ridiculous experience. They told me dealers have a direct line to the manufacturer and I should go ahead and reach out to the next closest dealer, give them my story and see what happens. Thats what I decided to do, Captain's Choice is 2 hours from me and when I spoke with them, they were just mind blown by my experience. Told me in 20 years he hadn't heard a story like mine. But they were very helpful and said they were going to look up parts and work on my boat and get them ordered so I could get it all fixed without wasting time. Big upgrade there. about an hour later I get an e-mail from Mr. Logan again. "Malibu sent us the parts to fix your horn but I told Robert you said we were not allowed on your property so let me know how you would like to proceed." This ding-dong sends me this, twisting my words, in the same e-mail chain where he is the one refusing to service my boat and I stated that if you are going to refuse service then you shouldn't be on my property. I replied telling him that I had reached out to the other dealer as he forced me to but that I would rather them come fix it, than have to trailer my boat 2 hours each way for something small. The following morning, he replies that he thinks I should just move forward with the other marina, and he would send them the parts. What? After 10 or so days he emailed me about fixing it with absolutely no intention to fix the boat? fuck off. I sent him a strongly worded response signed, "Sincerely, Eat Shit." and forwarded the interaction to Robert, detailing that in the same chain Logan proves he is a liar and twisted my words. I didn't expect a response at this point, but 3 min later Robert finally replied asking to speak on the phone later that day. When I talked to Robert, he once again made a bunch of excuses defending the dealerships behavior while stating he was not taking sides...makes sense. Told me they could do what they wanted and that me trailering by boat 2 hours each way to Captains Choice was a reasonable thing, knowing that the previous boat literally broke every week for 2 months. He informed me that ignoring my 15 voicemails was his call, in order to not escalate the situation, REALLY makes sense. Also, states that he told the mechanic to access my boat for the recall, which is not what ol' ding-dong had said. All trust in the company and especially Robert is lost at this point, so the conversation is useless.
About 2 weeks later I finally have the appointment to get the issues at my boat fixed 2 hours away. A spot in the flooring had bubbled at this point so it was that the horn, the fuel gauge, and possibly the recall. I leave at 530am with my boat to make sure I am at Captains Choice by 8am. Everyone was great there and were just as mind blown as myself that traveling that far for maintenance was considered reasonable by Robert and Malibu as far as "earning my trust as a customer." I was there for about 4 hours, napping in my truck when they took me back to my boat and said they stuck a needle in the bubble and smoothed it flat as directed by malibu, but it could bubble again, and they would then replace the piece. They reconnected the horn and it worked but in case it got stuck again they would send me a new horn unit to my house, seeing as ol ding-dong logan never sent them the parts. I have yet to receive the parts. They said the recall had been completed but was never put into the system which is no suprise seeing as Lake Norman Marina obviously does not believe in paperwork. Then theres the fuel gauge, he showed me that the float will not reach 100% ever, that it was poor design and nothing they could do. I mean, if thats the case I figure the rep for Malibu, Robert should have heard this complaint by every person who purchased a t235 at this point and not sent me 2 hours away for nothing. Anyways, they buttoned her up, and I headed home. Captain's Choice was great and a much better experience than I had previously had at the other dealership but, in total, I spent 9 hours that day and a full tank in my truck to return home with a boat in pretty much the same condition I left with. A needle poke to the floor and recconnected horn that both may fault again, a paperwork update of work performed by someone else, and being told that my 2nd brand new $140,000 boat in a year does not work right straight from the factory.
When I returned home I e-mailed Robert and told him that Malibu can either take this boat back, I keep my experience to myself, and we part ways. Or I will sell it on my own and relay my experience. As expected, no reply, so here we are. During this time I have also made small comments to other Malibu owners posts and been contacted by multiple people sharing their stories with me about the companies poor treatment of customers, and as one 20yr Malibu owner told me, it seems to only have gotten really bad since about 2020. I know some people have had wonderful experiences but this is the honest recollection of my 1yr experience with this company and I think its best for anyone looking to purchase a new boat to know what they may be getting themselves into with this company.
Also, if any other t235 owners read this let me know if your fuel gauge only reads 88% full.
submitted by Sad_Ad_2615 to MalibuBoats [link] [comments]
In April 2022, I purchased a new Axis t250 off the showroom floor at Lake Norman Marina and it was great for the first few weeks, but on Memorial Day weekend of 2022 after a rider had fallen, the boat would no longer start. After about a week of the boat being at the dealership, they decided it wasn't just the starter and for some reason the transmission needed to be changed. About 2 weeks later I got the boat back, went out 3 times, and the transmission actually blew. They changed it again, and on my 3rd time out again the transmission blew. They changed it yet again and on my first day out the engine temp was skyrocketing and fluid spilling out, turned out a hose had not been secured properly and was spilling into the engine bay, but on the 4th time out, the transmission blew once again.
At this point, the entire month of June had passed, I had multiple issues with their maintenance practices and communication and had not received any offer of compensation for tows, no paperwork for warrant work performed, no contact from Malibu, or even an apology from the dealership. The boat had under 40hrs on it, and I had spent probably 15hrs on the water waiting for tows and being towed in. But the dealership and malibu decided to change the entire engine. 3 weeks in and I decide to call Malibu's engine department and ask how long, an engine change takes. (As an aircraft mechanic myself, changing giant turbine engines on Airbus fleets can be done in under 32 hours). The engine tech informed me it was a 5hr job and they also did not know why my transmission was changed in the first place since I had never received a transmission overheat message. However, I received my boat back about a week later and hoped that was the end, I could finally use my boat. About a week in, some wires to the screen came loose and I lost all my gauges on the opposite end of my home lake and at this point I was fed up. I told the dealership to take the boat back and I never wanted to see it again. I had been paying for a boat for 3 months and only had access to it for under 1 month.
This is when Malibu finally decided to get involved and Robert C. contacted me and admitted that the boat was a lemon. I informed him how I was displeased with the company, product, and the dealership and had never received a single piece of warranty paperwork, not even for the engine so that I could have the serial numbers switched on my insurance. He sounded surprised but ultimately didn't do anything regarding that issue but did offer to build me a new 2023 model year boat to replace my lemon if I just road that one out for the season because "Malibu wanted to earn my trust back as a customer". I expressed my concerns with product quality, the fact I'd be paying for a boat I hate for months, and new loan rates but after Robert adamantly assured me over 10 times that I would 100% be able to keep my same loan, and that my new boat would be put through a more in depth inspection process he called their "dock inspection" I decided to take the deal because pursuing the Magnussen Moss Warranty Act in court could have just yielded the same end result after much more time. Also, for 2 months straight I continued to ask Lake Norman Marina for warranty work paperwork in order to document my experience and the only thing I ever received was a screenshot of the hours of manpower assigned to my boat on one day.
In October of 2022 I submitted my new build and was told the new one would be completed in early spring/March. However, just after Christmas I received a call from the dealership that my boat was ready, and I need to submit for a new loan. I raised hell, right after Christmas when my credit cards were near capacity, 3 months early on completion, after a ton of reassurances that there was no way I would need a new loan at these higher rates, and after I have continued to make payments on the existing crap boat, I was told to get a new loan. I reached out to Robert because he was so adamant about the fact I would not have to, and he proceeded to make a bunch of excuses for the dealership and say it's out of his hands. Where I then responded, why would you make promises you can't keep, about something you have no control over? This was the most important stipulation of the deal to me. That is when I first realized Malibu cannot be trusted. They ran my credit and as I expected my 4.5% interest would now be 9-10%, but luckily, I contacted my loan officer and detailed the entire situation to him. There was no way I was going to pay more money for a boat from a company that had shitted me. I told him, you either keep this loan and continue to make the money off of me you already are, or I am getting a boat from another company with another bank, and you make none. He agreed with my position and after a couple days managed to convince his higher ups to do a collateral swap on my current loan. No thanks to the dealership or Malibu.
Here we are in 2023, new year, new me, new boat, lets fucking see. I take delivery of my new 2023 Axis t235, and she looks beautiful. I take her right to the shop to get some tint thrown on. That evening I take the boat to the marina and hop in to see if they put any fuel in. 88% full, ok well they did the 10hr break in so that could be why. The next morning, I have it fueled up by the marina, still 88%. Some, "dock inspection" and more so how did the dealership not notice this during the break in period? But whatever I am ready to surf and will wait until my first service to have it addressed. Granted, I surf 3-4 times a week and fill it before every outing for weight. Then I recieved notice of the recall on the steering cable block and called my dealer but they had not recieved any tooling to complete it yet. But he told me it wasnt like the boat was gonna blow up, just dont go full power and I should be fine, at most I'd need a tow and I was used to that after the previous year. The boats running great, all sorts of squeaks and dry pump noises I had mentioned on the previous boat to the dealer, and told were normal, didn't exist on this one. Amazing. But one saturday after a rider had fell, and 2 jet skis were coming straight at im I start tapping my horn and it gets stuck wide open. We shut the boat off and on several times but as soon as the battery is set to on the horn sounds, so we decided to get under the dash, mid-lake, and disconnect the button. While this is happening I just so happen to get an e-mail from axis to submit a review on my boat and experience. Which I answered honestly; boat runs good, salesman good, not too impressed with company, dealership bad. Within minutes Logan K. sales manager, and son of the dealership owner e-mails me, 6pm on a Saturday, and says, "I cannot believe you bashed us yet again. Actually, I can." and proceeds to tell me they will no longer work on my boat, also that he has CC'd his entire service department to let them know. I respond telling him how all I did was answer the questions honestly based on my experience, and that him unprofessionally e-mailing me with a refusal to work my boat because of that, with the several existing issues is not in line with Malibu's statement of wanting to earn my trust back. He stands by his statement and says that they will not work the boat, and that I need to reach out to one of 2 other dealers farther away to have them correct the problems. The following Wednesday I go to surf and my marina manager tells me Lake Norman Marina was here earlier that day and had pulled my boat out to do some recall. I immediately e-mail Logan, informing him that I would like to know where we stand because if Lake Norman Marina is no longer working my boat, then they should not be touching my property, and regardless I should be informed before they have it pulled out for any work. He claims it was an oversight and will not apologize for the mechanic, even though ya' know, he CC'd his entire service department. From where I am standing, I have no idea if this tech came out to sabotage my boat or God knows what. Now since that initial interaction that previous Saturday, I called Malibu and left voicemails on 3 different phone numbers Mon-Fri of the next week. 15 voicemails and not a single response. So, the next week I go to my local Supra dealership, who is amazing by the way, shout out to Southtown Watersports!
The guys at SW are familiar with my story because every time I have come for boards, jackets, or lead bags etc. I have given them the latest and greatest in my ridiculous experience. They told me dealers have a direct line to the manufacturer and I should go ahead and reach out to the next closest dealer, give them my story and see what happens. Thats what I decided to do, Captain's Choice is 2 hours from me and when I spoke with them, they were just mind blown by my experience. Told me in 20 years he hadn't heard a story like mine. But they were very helpful and said they were going to look up parts and work on my boat and get them ordered so I could get it all fixed without wasting time. Big upgrade there. about an hour later I get an e-mail from Mr. Logan again. "Malibu sent us the parts to fix your horn but I told Robert you said we were not allowed on your property so let me know how you would like to proceed." This ding-dong sends me this, twisting my words, in the same e-mail chain where he is the one refusing to service my boat and I stated that if you are going to refuse service then you shouldn't be on my property. I replied telling him that I had reached out to the other dealer as he forced me to but that I would rather them come fix it, than have to trailer my boat 2 hours each way for something small. The following morning, he replies that he thinks I should just move forward with the other marina, and he would send them the parts. What? After 10 or so days he emailed me about fixing it with absolutely no intention to fix the boat? fuck off. I sent him a strongly worded response signed, "Sincerely, Eat Shit." and forwarded the interaction to Robert, detailing that in the same chain Logan proves he is a liar and twisted my words. I didn't expect a response at this point, but 3 min later Robert finally replied asking to speak on the phone later that day. When I talked to Robert, he once again made a bunch of excuses defending the dealerships behavior while stating he was not taking sides...makes sense. Told me they could do what they wanted and that me trailering by boat 2 hours each way to Captains Choice was a reasonable thing, knowing that the previous boat literally broke every week for 2 months. He informed me that ignoring my 15 voicemails was his call, in order to not escalate the situation, REALLY makes sense. Also, states that he told the mechanic to access my boat for the recall, which is not what ol' ding-dong had said. All trust in the company and especially Robert is lost at this point, so the conversation is useless.
About 2 weeks later I finally have the appointment to get the issues at my boat fixed 2 hours away. A spot in the flooring had bubbled at this point so it was that the horn, the fuel gauge, and possibly the recall. I leave at 530am with my boat to make sure I am at Captains Choice by 8am. Everyone was great there and were just as mind blown as myself that traveling that far for maintenance was considered reasonable by Robert and Malibu as far as "earning my trust as a customer." I was there for about 4 hours, napping in my truck when they took me back to my boat and said they stuck a needle in the bubble and smoothed it flat as directed by malibu, but it could bubble again, and they would then replace the piece. They reconnected the horn and it worked but in case it got stuck again they would send me a new horn unit to my house, seeing as ol ding-dong logan never sent them the parts. I have yet to receive the parts. They said the recall had been completed but was never put into the system which is no suprise seeing as Lake Norman Marina obviously does not believe in paperwork. Then theres the fuel gauge, he showed me that the float will not reach 100% ever, that it was poor design and nothing they could do. I mean, if thats the case I figure the rep for Malibu, Robert should have heard this complaint by every person who purchased a t235 at this point and not sent me 2 hours away for nothing. Anyways, they buttoned her up, and I headed home. Captain's Choice was great and a much better experience than I had previously had at the other dealership but, in total, I spent 9 hours that day and a full tank in my truck to return home with a boat in pretty much the same condition I left with. A needle poke to the floor and recconnected horn that both may fault again, a paperwork update of work performed by someone else, and being told that my 2nd brand new $140,000 boat in a year does not work right straight from the factory.
When I returned home I e-mailed Robert and told him that Malibu can either take this boat back, I keep my experience to myself, and we part ways. Or I will sell it on my own and relay my experience. As expected, no reply, so here we are. During this time I have also made small comments to other Malibu owners posts and been contacted by multiple people sharing their stories with me about the companies poor treatment of customers, and as one 20yr Malibu owner told me, it seems to only have gotten really bad since about 2020. I know some people have had wonderful experiences but this is the honest recollection of my 1yr experience with this company and I think its best for anyone looking to purchase a new boat to know what they may be getting themselves into with this company.
Also, if any other t235 owners read this let me know if your fuel gauge only reads 88% full.
2023.06.05 15:32 SeikoWIS How to convince & help boomer parents to invest their £500k-1M?
Context: parents are selling their main house in an EU country and want to buy one in the UK (while they live in & then sell their current second home, in the UK). They will have approx £1M in euros (~€1150000) when the sale is all done. Now, they want to buy something worth ~£500k in the UK, and keep ~€600k in euros (to ‘move’ to a tax haven in Europe so they take home ~€65k a year more).
So, currently they want to move half a mil to a UK current account until they find their ideal UK property (could easily take over a year), and leave half a mil in euros til they find a property in Cyprus or Malta or whatever–which has me shaking my head.
You might understand my frustration when I’ve got a solid (MSc) degree and struggle finding a job paying over £25k and my boomer parents without degrees are thinking leaving ~£1M in current accounts for probably at least a year.
But it gets better: - they don’t trust 'stocks/shares'. - even the word 'invest' scares them. - they are sceptical of bonds, as well as high interest savings accounts from online banks without a branch. - they don't trust financial advisors because they are out to get them.
Basically they only trust their RBS current account and "bricks and mortar" property because their money has been 'safe' there. Did I say they are boomers?
I think with some persuasion I can convince them to be a bit smarter about it, but not sure how. I was going to suggest put 20k in a S&S ISA and 480k in Premium Bonds while they shop around for a new house in the UK. And find some kind of Euro alternative for Premium bonds... transferring all that money from euros to GBP has them panicking too, because apparently you can wait for a 'good' exchange rate because of course my parents know more about FX than financial institutions.
Any tips/advice appreciated
submitted by SeikoWIS to UKPersonalFinance [link] [comments]
So, currently they want to move half a mil to a UK current account until they find their ideal UK property (could easily take over a year), and leave half a mil in euros til they find a property in Cyprus or Malta or whatever–which has me shaking my head.
You might understand my frustration when I’ve got a solid (MSc) degree and struggle finding a job paying over £25k and my boomer parents without degrees are thinking leaving ~£1M in current accounts for probably at least a year.
But it gets better: - they don’t trust 'stocks/shares'. - even the word 'invest' scares them. - they are sceptical of bonds, as well as high interest savings accounts from online banks without a branch. - they don't trust financial advisors because they are out to get them.
Basically they only trust their RBS current account and "bricks and mortar" property because their money has been 'safe' there. Did I say they are boomers?
I think with some persuasion I can convince them to be a bit smarter about it, but not sure how. I was going to suggest put 20k in a S&S ISA and 480k in Premium Bonds while they shop around for a new house in the UK. And find some kind of Euro alternative for Premium bonds... transferring all that money from euros to GBP has them panicking too, because apparently you can wait for a 'good' exchange rate because of course my parents know more about FX than financial institutions.
Any tips/advice appreciated
2023.06.05 15:25 TheFrozen_Wolf WIBTA: I agreed to help a family member in their business
I agreed to help a family member cover 5 days at their workplace for a flat rate below minimum wage to accommodate for me staying at their place because I live over an hour away. A few days later after agreeing upon $16.50 an hour with no super or extra's, they send me the roster for my one week and have changed me from a flat rate of $16.50 for all days for only $16.50 on the weekends and $13.20 for the weekdays.
After seeing this text I said "Got it" in acknowledgement, and for the last two days I've been trying to figure out how to speak to them about this because I feel incredibly insulted. I spoke with a friend and my parents about it. My friend heard my side and knows I've gotten myself into a shit situation if I want to approach my family member to negotiate a change and my mum can see my side but also initially went with a similar thinking with my dad.
My dad think's I'm being selfish for wanting to have a flat $16.50 across the entire time and says I should take it as a learning opportunity and to "Have experience" like I haven't spent two years working at a mess as a team leadesupervisor, yes I've never worked at a cafe, but that doesn't mean my assistance is worth less than the minimum wage, and this isn't including after tax. I know that for a casual minimum wage during the week $18.50 per hour weekdays, $22.45 for Saturday and $25 for Sunday. I know my worth, but I know if I want to challenge this to my sister, she's gonna call me money hungry and I'm don't think it's bad of me to want to receive what I put down while also assisting with extra work cleaning up after close. I'm upset because I just want to be seen & treated with basic respect and the fact that my Dad and my sister think I deserve less than the minimum wage fucking hurts. I feel like I'd be treated as the asshole if I was to drop the work after agreeing to it and then I would be resented by my sister for the foreseeable future and it wouldn't get resolved, but at least I would for once, finally set a boundary and keep it if I confront this.
If her justification was to take out the cost of staying with her, that's fine, but I wish she would have spoken to me about it without just wordlessly changing the terms of my agreement. She's pretty emotionally volatile and doesn't fully respect my opinion which hurts as well. If I talk to her, and the conversation was somehow not be toxic I would want to be given the $16.50 flat, pay my taxes, pay for staying and then pay her back for something she purchased for me and pocket the change. If she doesn't agree to this would I be the asshole for walking away from the job if she doesn't re-agree to the terms I want to set for myself? I don't need the cash, but I also don't not want it. Going is more to help her because she's pregnant and get a little bonus on the side, that being said, it also makes me lose another week of job searching in person. I would like some input. WIBTA?
submitted by TheFrozen_Wolf to AmItheAsshole [link] [comments]
After seeing this text I said "Got it" in acknowledgement, and for the last two days I've been trying to figure out how to speak to them about this because I feel incredibly insulted. I spoke with a friend and my parents about it. My friend heard my side and knows I've gotten myself into a shit situation if I want to approach my family member to negotiate a change and my mum can see my side but also initially went with a similar thinking with my dad.
My dad think's I'm being selfish for wanting to have a flat $16.50 across the entire time and says I should take it as a learning opportunity and to "Have experience" like I haven't spent two years working at a mess as a team leadesupervisor, yes I've never worked at a cafe, but that doesn't mean my assistance is worth less than the minimum wage, and this isn't including after tax. I know that for a casual minimum wage during the week $18.50 per hour weekdays, $22.45 for Saturday and $25 for Sunday. I know my worth, but I know if I want to challenge this to my sister, she's gonna call me money hungry and I'm don't think it's bad of me to want to receive what I put down while also assisting with extra work cleaning up after close. I'm upset because I just want to be seen & treated with basic respect and the fact that my Dad and my sister think I deserve less than the minimum wage fucking hurts. I feel like I'd be treated as the asshole if I was to drop the work after agreeing to it and then I would be resented by my sister for the foreseeable future and it wouldn't get resolved, but at least I would for once, finally set a boundary and keep it if I confront this.
If her justification was to take out the cost of staying with her, that's fine, but I wish she would have spoken to me about it without just wordlessly changing the terms of my agreement. She's pretty emotionally volatile and doesn't fully respect my opinion which hurts as well. If I talk to her, and the conversation was somehow not be toxic I would want to be given the $16.50 flat, pay my taxes, pay for staying and then pay her back for something she purchased for me and pocket the change. If she doesn't agree to this would I be the asshole for walking away from the job if she doesn't re-agree to the terms I want to set for myself? I don't need the cash, but I also don't not want it. Going is more to help her because she's pregnant and get a little bonus on the side, that being said, it also makes me lose another week of job searching in person. I would like some input. WIBTA?
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2023.06.05 15:07 Cheap-Selection-2406 CMV: Rushing to pay off student loans doesn't make sense.
I'm grateful for the past three years as they have given me a chance to think over how I'd handle student loans should the payments resume without forgiveness. I'm currently in school so my payments won't be resuming with everyone else's, but they will soon enough.
This veto on forgiveness has me feeling pretty bitter, especially because people with children get a child tax credit every year of $3,000 - that's $54,000 in the first 18 years of the child's life. Most people have multiple children. Some of these children are the human equivalent of liberal arts degrees, and some of them are even worse than that. I don't think I should be required to pay for them while I am also paying off my student loans, but I digress.
Here are some moves I will be making to lessen my student loan payments:
I was just a kid with two very sick parents when I was told by the "successful" adults in my life that the only way out of my situation was college. Because of that I feel compelled to do nothing more than keep my head above water in this situation. I will absolutely go above and beyond to secure my future and I will do that by making sure I don't give the government anything more on a monthly basis than I absolutely have to.
For the record, we are not independently wealthy. I know $30,000 saved per year seems like a lot of money, but we don't make that much - we just bought our house cash and have no house payment. We're not in a hurry to give the ground we've gained (in terms of money available) back to the government. At the same rate, I don't see any reason to stop paying student loans, just to pay the least amount monthly that I can until they're eventually forgiven.
FWIW, I know that I will end up paying more over time, but paying less monthly means I can take advantage of compound interest longer.
Anyway, I'm pretty sure this is my stance, but I'm willing to hear out solid counterarguments and perhaps change my stance. I look forward to hearing your viewpoints.
submitted by Cheap-Selection-2406 to changemyview [link] [comments]
This veto on forgiveness has me feeling pretty bitter, especially because people with children get a child tax credit every year of $3,000 - that's $54,000 in the first 18 years of the child's life. Most people have multiple children. Some of these children are the human equivalent of liberal arts degrees, and some of them are even worse than that. I don't think I should be required to pay for them while I am also paying off my student loans, but I digress.
Here are some moves I will be making to lessen my student loan payments:
- I will go in IDR even if I don't need it. Simply put, this is an advantage because while I could afford to make standard payments, making payments on the IDR leaves extra money to invest and that means I can enjoy earning compound interest while paying back my student loans. I'm a firm believer in the saying, "those who understand compound interest earn it, those who don't pay it."
- I will change my tax filing status to 'married filing separately' from 'married filing jointly' in order to reduce the amount of income used in the IDR calculations.
- In addition I will put all extra retirement savings (currently saving $30,000 per year) in my spouse's name. That way, when I retire before all of my student loans are forgiven, I won't have any income for the IDR. lol.
- I will move my business into my spouse's name so that I make even less on paper.
I was just a kid with two very sick parents when I was told by the "successful" adults in my life that the only way out of my situation was college. Because of that I feel compelled to do nothing more than keep my head above water in this situation. I will absolutely go above and beyond to secure my future and I will do that by making sure I don't give the government anything more on a monthly basis than I absolutely have to.
For the record, we are not independently wealthy. I know $30,000 saved per year seems like a lot of money, but we don't make that much - we just bought our house cash and have no house payment. We're not in a hurry to give the ground we've gained (in terms of money available) back to the government. At the same rate, I don't see any reason to stop paying student loans, just to pay the least amount monthly that I can until they're eventually forgiven.
FWIW, I know that I will end up paying more over time, but paying less monthly means I can take advantage of compound interest longer.
Anyway, I'm pretty sure this is my stance, but I'm willing to hear out solid counterarguments and perhaps change my stance. I look forward to hearing your viewpoints.
2023.06.05 15:01 bustedflipflops Huge problem with Contractor hired to rehab
 | I own a modest size rowhome (approximately 1,100 sq ft ) in Baltimore City which I've rented for years and decided at the first part of 2022 I would renovate it and sell it. I contracted with a well known company to do the renovation. The contract had a completion date of June 30, 2022. submitted by bustedflipflops to baltimore [link] [comments] As of today 6/5/2023 the job is still only 1/2 done. All this time I've watched the market come to a complete hault as interest rates have doubled. I've been maintaining expenses (taxes/insurance) without any rental income to offset while they've come up with excuse after excuse for delays (trade partner problems, permit problems...) I'm thinking I need to contact a good Baltimore attorney. I think a year + late on delivery is unreasonable. Any advice on how to proceed from here (or info on a good real estate/contract attorney)would be greatly appreciated. |
2023.06.05 14:57 NomadicAdventurer42 Universal Basic Income: A Risky Experiment with Uncharted Consequences
Universal Basic Income (UBI) – a delightful notion, isn't it? A world where every man, woman, and child gets a paycheck for simply existing, no strings attached. It's a utopian fantasy that has been peddled by idealists and do-gooders who have failed to engage their critical thinking skills, blinded by their starry-eyed optimism. But let's take a closer look at this fairy tale, shall we?
Control by Government: To begin with, the prospect of UBI being used as a tool for control by governments is nothing short of chilling. The same benevolent hand that gives can also take away. With UBI, governments could treat this "free money" as a privilege rather than a right, using it as a lever to control the masses. The power dynamics in play could have Orwell turning in his grave.
Economic Consequences: The economic implications of UBI are potentially disastrous. Implementing UBI could mean short-circuiting the economic cycle as households would need to give back less to companies, potentially leading to a decrease in resource production. This is Economics 101 - you can't give everyone an incentive to produce less and still expect to have enough resources to fund this grandiose UBI project.
Discourages Work: The most damning indictment of UBI, however, lies in its potential to disincentivize work. UBI could create a generation of citizens who prefer to live off their monthly checks rather than contribute to society. The notion of a hard day's work seems set to go extinct in this brave new world of free money.
Funding and Taxes: Furthermore, the question of funding for UBI remains a gaping hole in its feasibility. The money to fund UBI would have to come from taxes, which, in turn, come from people working. But if UBI discourages work, then it's like trying to fill a leaking bucket – the source of funding is being undermined by the very program it's supposed to fund.
Impact on Innovation and Automation: The UBI proponents' belief that automation will lead to widespread job loss, thereby necessitating UBI, is a misguided assumption at best. The complexities of automating certain tasks are often underestimated, and the thought that UBI could fund business development is laughably naive.
Potential for Increased Dependency: UBI could lead to increased dependency on the government, creating a nation of complacent recipients – a modern-day version of the "Bread and Circuses" problem that plagued the Roman Empire.
Impact on Population Growth: The prospect of UBI encouraging people to have more children, thereby increasing the birth rate, is another ominous potential side effect. This could lead to an unsustainable population explosion, putting even more pressure on resources.
Lack of Empirical Evidence: Perhaps the most glaring issue is the lack of empirical evidence supporting the benefits of UBI. It remains an untested theory with a small number of limited experiments showing inconclusive results. It's like trying to build a skyscraper on a foundation of quicksand.
Potential Inflation Issues: The risk of inflation caused by UBI, especially if it leads to an increase in consumption that outstrips the production of essential resources, is a ticking time bomb that could devastate economies.
Uncertainty about the Future: Lastly, the future implications of UBI are shrouded in uncertainty. It's like stepping into a dark room, not knowing what lies ahead. There's no reliable way to accurately predict how our society and economy would be impacted 30-50 years down the line by the implementation of such a significant change.
Dr. Olivia Montgomery, a Senior Economist at the Institute of Economic Research, provides a critical examination of Universal Basic Income (UBI) in this thought-provoking article. Highlighting the potential risks and consequences, Dr. Montgomery argues against the feasibility and desirability of UBI. From concerns of government control and economic disruption to the impact on work incentives and the lack of empirical evidence, this article challenges the utopian allure of UBI. With a call for greater scrutiny and a recognition of the uncertainties surrounding its implementation, Dr. Montgomery cautions against embracing UBI without carefully considering its potential ramifications.
submitted by NomadicAdventurer42 to UKGreens [link] [comments]
Control by Government: To begin with, the prospect of UBI being used as a tool for control by governments is nothing short of chilling. The same benevolent hand that gives can also take away. With UBI, governments could treat this "free money" as a privilege rather than a right, using it as a lever to control the masses. The power dynamics in play could have Orwell turning in his grave.
Economic Consequences: The economic implications of UBI are potentially disastrous. Implementing UBI could mean short-circuiting the economic cycle as households would need to give back less to companies, potentially leading to a decrease in resource production. This is Economics 101 - you can't give everyone an incentive to produce less and still expect to have enough resources to fund this grandiose UBI project.
Discourages Work: The most damning indictment of UBI, however, lies in its potential to disincentivize work. UBI could create a generation of citizens who prefer to live off their monthly checks rather than contribute to society. The notion of a hard day's work seems set to go extinct in this brave new world of free money.
Funding and Taxes: Furthermore, the question of funding for UBI remains a gaping hole in its feasibility. The money to fund UBI would have to come from taxes, which, in turn, come from people working. But if UBI discourages work, then it's like trying to fill a leaking bucket – the source of funding is being undermined by the very program it's supposed to fund.
Impact on Innovation and Automation: The UBI proponents' belief that automation will lead to widespread job loss, thereby necessitating UBI, is a misguided assumption at best. The complexities of automating certain tasks are often underestimated, and the thought that UBI could fund business development is laughably naive.
Potential for Increased Dependency: UBI could lead to increased dependency on the government, creating a nation of complacent recipients – a modern-day version of the "Bread and Circuses" problem that plagued the Roman Empire.
Impact on Population Growth: The prospect of UBI encouraging people to have more children, thereby increasing the birth rate, is another ominous potential side effect. This could lead to an unsustainable population explosion, putting even more pressure on resources.
Lack of Empirical Evidence: Perhaps the most glaring issue is the lack of empirical evidence supporting the benefits of UBI. It remains an untested theory with a small number of limited experiments showing inconclusive results. It's like trying to build a skyscraper on a foundation of quicksand.
Potential Inflation Issues: The risk of inflation caused by UBI, especially if it leads to an increase in consumption that outstrips the production of essential resources, is a ticking time bomb that could devastate economies.
Uncertainty about the Future: Lastly, the future implications of UBI are shrouded in uncertainty. It's like stepping into a dark room, not knowing what lies ahead. There's no reliable way to accurately predict how our society and economy would be impacted 30-50 years down the line by the implementation of such a significant change.
Dr. Olivia Montgomery, a Senior Economist at the Institute of Economic Research, provides a critical examination of Universal Basic Income (UBI) in this thought-provoking article. Highlighting the potential risks and consequences, Dr. Montgomery argues against the feasibility and desirability of UBI. From concerns of government control and economic disruption to the impact on work incentives and the lack of empirical evidence, this article challenges the utopian allure of UBI. With a call for greater scrutiny and a recognition of the uncertainties surrounding its implementation, Dr. Montgomery cautions against embracing UBI without carefully considering its potential ramifications.
2023.06.05 14:55 NomadicAdventurer42 Universal Basic Income: A Utopian Mirage or a Looming Nightmare?
Universal Basic Income (UBI) – a delightful notion, isn't it? A world where every man, woman, and child gets a paycheck for simply existing, no strings attached. It's a utopian fantasy that has been peddled by idealists and do-gooders who have failed to engage their critical thinking skills, blinded by their starry-eyed optimism. But let's take a closer look at this fairy tale, shall we?
Control by Government: To begin with, the prospect of UBI being used as a tool for control by governments is nothing short of chilling. The same benevolent hand that gives can also take away. With UBI, governments could treat this "free money" as a privilege rather than a right, using it as a lever to control the masses. The power dynamics in play could have Orwell turning in his grave.
Economic Consequences: The economic implications of UBI are potentially disastrous. Implementing UBI could mean short-circuiting the economic cycle as households would need to give back less to companies, potentially leading to a decrease in resource production. This is Economics 101 - you can't give everyone an incentive to produce less and still expect to have enough resources to fund this grandiose UBI project.
Discourages Work: The most damning indictment of UBI, however, lies in its potential to disincentivize work. UBI could create a generation of citizens who prefer to live off their monthly checks rather than contribute to society. The notion of a hard day's work seems set to go extinct in this brave new world of free money.
Funding and Taxes: Furthermore, the question of funding for UBI remains a gaping hole in its feasibility. The money to fund UBI would have to come from taxes, which, in turn, come from people working. But if UBI discourages work, then it's like trying to fill a leaking bucket – the source of funding is being undermined by the very program it's supposed to fund.
Impact on Innovation and Automation: The UBI proponents' belief that automation will lead to widespread job loss, thereby necessitating UBI, is a misguided assumption at best. The complexities of automating certain tasks are often underestimated, and the thought that UBI could fund business development is laughably naive.
Potential for Increased Dependency: UBI could lead to increased dependency on the government, creating a nation of complacent recipients – a modern-day version of the "Bread and Circuses" problem that plagued the Roman Empire.
Impact on Population Growth: The prospect of UBI encouraging people to have more children, thereby increasing the birth rate, is another ominous potential side effect. This could lead to an unsustainable population explosion, putting even more pressure on resources.
Lack of Empirical Evidence: Perhaps the most glaring issue is the lack of empirical evidence supporting the benefits of UBI. It remains an untested theory with a small number of limited experiments showing inconclusive results. It's like trying to build a skyscraper on a foundation of quicksand.
Potential Inflation Issues: The risk of inflation caused by UBI, especially if it leads to an increase in consumption that outstrips the production of essential resources, is a ticking time bomb that could devastate economies.
Uncertainty about the Future: Lastly, the future implications of UBI are shrouded in uncertainty. It's like stepping into a dark room, not knowing what lies ahead. There's no reliable way to accurately predict how our society and economy would be impacted 30-50 years down the line by the implementation of such a significant change.
Dr. Olivia Montgomery, a Senior Economist at the Institute of Economic Research, provides a critical examination of Universal Basic Income (UBI) in this thought-provoking article. Highlighting the potential risks and consequences, Dr. Montgomery argues against the feasibility and desirability of UBI. From concerns of government control and economic disruption to the impact on work incentives and the lack of empirical evidence, this article challenges the utopian allure of UBI. With a call for greater scrutiny and a recognition of the uncertainties surrounding its implementation, Dr. Montgomery cautions against embracing UBI without carefully considering its potential ramifications.
submitted by NomadicAdventurer42 to LabourUK [link] [comments]
Control by Government: To begin with, the prospect of UBI being used as a tool for control by governments is nothing short of chilling. The same benevolent hand that gives can also take away. With UBI, governments could treat this "free money" as a privilege rather than a right, using it as a lever to control the masses. The power dynamics in play could have Orwell turning in his grave.
Economic Consequences: The economic implications of UBI are potentially disastrous. Implementing UBI could mean short-circuiting the economic cycle as households would need to give back less to companies, potentially leading to a decrease in resource production. This is Economics 101 - you can't give everyone an incentive to produce less and still expect to have enough resources to fund this grandiose UBI project.
Discourages Work: The most damning indictment of UBI, however, lies in its potential to disincentivize work. UBI could create a generation of citizens who prefer to live off their monthly checks rather than contribute to society. The notion of a hard day's work seems set to go extinct in this brave new world of free money.
Funding and Taxes: Furthermore, the question of funding for UBI remains a gaping hole in its feasibility. The money to fund UBI would have to come from taxes, which, in turn, come from people working. But if UBI discourages work, then it's like trying to fill a leaking bucket – the source of funding is being undermined by the very program it's supposed to fund.
Impact on Innovation and Automation: The UBI proponents' belief that automation will lead to widespread job loss, thereby necessitating UBI, is a misguided assumption at best. The complexities of automating certain tasks are often underestimated, and the thought that UBI could fund business development is laughably naive.
Potential for Increased Dependency: UBI could lead to increased dependency on the government, creating a nation of complacent recipients – a modern-day version of the "Bread and Circuses" problem that plagued the Roman Empire.
Impact on Population Growth: The prospect of UBI encouraging people to have more children, thereby increasing the birth rate, is another ominous potential side effect. This could lead to an unsustainable population explosion, putting even more pressure on resources.
Lack of Empirical Evidence: Perhaps the most glaring issue is the lack of empirical evidence supporting the benefits of UBI. It remains an untested theory with a small number of limited experiments showing inconclusive results. It's like trying to build a skyscraper on a foundation of quicksand.
Potential Inflation Issues: The risk of inflation caused by UBI, especially if it leads to an increase in consumption that outstrips the production of essential resources, is a ticking time bomb that could devastate economies.
Uncertainty about the Future: Lastly, the future implications of UBI are shrouded in uncertainty. It's like stepping into a dark room, not knowing what lies ahead. There's no reliable way to accurately predict how our society and economy would be impacted 30-50 years down the line by the implementation of such a significant change.
Dr. Olivia Montgomery, a Senior Economist at the Institute of Economic Research, provides a critical examination of Universal Basic Income (UBI) in this thought-provoking article. Highlighting the potential risks and consequences, Dr. Montgomery argues against the feasibility and desirability of UBI. From concerns of government control and economic disruption to the impact on work incentives and the lack of empirical evidence, this article challenges the utopian allure of UBI. With a call for greater scrutiny and a recognition of the uncertainties surrounding its implementation, Dr. Montgomery cautions against embracing UBI without carefully considering its potential ramifications.
2023.06.05 14:54 taxfillingindia Best private limited company in India
Best private limited company in India
Tax filing is an integral part of running a business in India, and for many entrepreneurs, choosing the right legal entity is crucial to ensure compliance and maximize benefits. Among the various options available, a private limited company stands out as one of the most popular choices due to its flexibility, limited liability, and growth potential. In this blog, we will explore the process of private limited company registration in India, along with the advantages it offers for tax filing purposes. Furthermore, we will delve into the realm of online private limited company registration and highlight the role of private limited company registration consultants in simplifying the process.
Understanding Private Limited Company Registration: A private limited company is a separate legal entity distinct from its shareholders, providing limited liability protection to its owners. Registering a private limited company in India involves several steps, including obtaining a Digital Signature Certificate (DSC), Director Identification Number (DIN), name approval, drafting the Memorandum of Association (MoA) and Articles of Association (AoA), and filing the necessary documents with the Registrar of Companies (RoC). While this may sound complex, the process can be streamlined by availing the services of private limited company registration consultants online.
Private Limited Company Registration Consultants Online: Private limited company registration consultants play a vital role in assisting entrepreneurs and businesses in the registration process. With the advent of technology, these consultants have expanded their services to offer online private limited company registration, making the process even more convenient and accessible. By leveraging their expertise and knowledge of legal procedures, these consultants provide valuable guidance and ensure compliance with the regulatory framework, saving business owners time and effort.
Advantages of Private Limited Company for Tax Filing:
👉For More Details, Contact Us:
Call/WhatsApp: +91 9177706025
https://taxfillingindia.com/private-limited-company-registration-consultants/
submitted by taxfillingindia to u/taxfillingindia [link] [comments]
Tax filing is an integral part of running a business in India, and for many entrepreneurs, choosing the right legal entity is crucial to ensure compliance and maximize benefits. Among the various options available, a private limited company stands out as one of the most popular choices due to its flexibility, limited liability, and growth potential. In this blog, we will explore the process of private limited company registration in India, along with the advantages it offers for tax filing purposes. Furthermore, we will delve into the realm of online private limited company registration and highlight the role of private limited company registration consultants in simplifying the process.
Understanding Private Limited Company Registration: A private limited company is a separate legal entity distinct from its shareholders, providing limited liability protection to its owners. Registering a private limited company in India involves several steps, including obtaining a Digital Signature Certificate (DSC), Director Identification Number (DIN), name approval, drafting the Memorandum of Association (MoA) and Articles of Association (AoA), and filing the necessary documents with the Registrar of Companies (RoC). While this may sound complex, the process can be streamlined by availing the services of private limited company registration consultants online.
Private Limited Company Registration Consultants Online: Private limited company registration consultants play a vital role in assisting entrepreneurs and businesses in the registration process. With the advent of technology, these consultants have expanded their services to offer online private limited company registration, making the process even more convenient and accessible. By leveraging their expertise and knowledge of legal procedures, these consultants provide valuable guidance and ensure compliance with the regulatory framework, saving business owners time and effort.
Advantages of Private Limited Company for Tax Filing:
- Limited Liability: One of the most significant advantages of a private limited company is the limited liability protection it provides to its shareholders. This means that the personal assets of the owners are separate from the company's liabilities, protecting them from financial risks. During tax filing, this separation ensures that the shareholders' personal tax liabilities remain unaffected by the company's tax obligations.
- Lower Tax Rates: Private limited companies in India enjoy lower tax rates compared to other legal entities such as sole proprietorships and partnerships. As of the knowledge cut-off in September 2021, private limited companies were subject to a flat corporate tax rate of 25% (plus applicable surcharges and cess). These lower tax rates can significantly benefit businesses, allowing them to retain more profits for growth and expansion.
- Tax Deductions and Benefits: Private limited companies have access to various tax deductions and benefits offered by the Indian government. These include deductions for research and development (R&D) expenditures, export promotion, employee welfare schemes, and investments in certain sectors. By strategically utilizing these deductions and benefits, private limited companies can optimize their tax liability and reduce the overall tax burden.
- Easy Compliance: Private limited companies are required to maintain proper accounting records, conduct annual audits, and file tax returns regularly. However, compared to other legal entities, the compliance requirements for private limited companies are relatively straightforward. This makes tax filing more streamlined and efficient, minimizing the chances of errors and penalties.
👉For More Details, Contact Us:
Call/WhatsApp: +91 9177706025
https://taxfillingindia.com/private-limited-company-registration-consultants/
2023.06.05 14:52 Ricosss Preprint: Pilot study of a ketogenic diet in bipolar disorder (Pub Date: 2023-06-03)
WARNING Preprint! Not peer-reviewed!
https://www.biorxiv.org/content/10.1101/2023.05.28.23290595
------------------------------------------ Open Access ------------------------------------------
If the paper is behind paywall, please consider uploading it to our google drive anonymously.
You'll have to log on to Google but none of your personal data is stored. I will manually add a link to the file in this post when received.
Upload PDF
submitted by Ricosss to TheKetoScienceJournal [link] [comments]
https://www.biorxiv.org/content/10.1101/2023.05.28.23290595
Pilot study of a ketogenic diet in bipolar disorder
Abstract
Background Recent evidence from case reports suggests that a ketogenic diet may be effective for bipolar disorder. To date, no clinical trials have been conducted. Aims To assess the recruitment and feasibility of a ketogenic diet intervention in bipolar disorder. Methods Euthymic individuals with bipolar disorder were recruited to a 6-8 week trial of a modified ketogenic diet and a range of clinical, economic and functional outcome measures were assessed. Results Of 27 recruited participants, 26 commenced and 20 completed the modified ketogenic diet at 6-8 weeks. The completeness of the outcomes dataset was 95% for daily ketone measures, 95% for daily glucose measures and 95% for daily Ecological Momentary Assessment of symptoms during the intervention period. Mean daily blood ketone readings were 1.3 mmol/L (SD= 0.77, Median = 1.1), and 91% of all readings indicated ketosis indicating a high degree of adherence to the diet. Over 91% of daily blood glucose readings were within normal range with 9% indicating mild hypoglycaemia. Eleven minor adverse events were recorded, including fatigue, constipation, drowsiness and hunger. One serious adverse event was reported (euglycemic ketoacidosis in a participant taking SGLT2-inhibitor medication). Conclusions The recruitment and retention of euthymic individuals with bipolar disorder to a 6-8 week ketogenic diet intervention was feasible, with high outcome measure completion rates. The majority of participants reached and maintained ketosis and adverse events were generally mild and modifiable. A future randomised controlled trial is now warranted.Authors:
Needham, N., Campbell, I. H., Grossi, H., Kamenska, I., Rigby, B. P., Simpson, S. A., McIntosh, E., Bahuguna, P., Meadowcroft, B., Creasy, F., Moses, T., Burgess, K., Brown, R., Thrippleton, M., Mitchell-Grigorjeva, M., Norrie, J., Gibbs, M. C., McLellan, A., Fisher, C., Campbell, H., Smith, D. J.------------------------------------------ Open Access ------------------------------------------
If the paper is behind paywall, please consider uploading it to our google drive anonymously.
You'll have to log on to Google but none of your personal data is stored. I will manually add a link to the file in this post when received.
Upload PDF
2023.06.05 14:40 Then_Marionberry_259 JUN 05, 2023 MAG.TO JUANICIPIO ACHIEVES COMMERCIAL PRODUCTION
 | https://preview.redd.it/etpavd3v274b1.png?width=3500&format=png&auto=webp&s=62b53cc8413ecf8eb6ddbf03b926f93d3d3b353b submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments] VANCOUVER, British Columbia, June 05, 2023 (GLOBE NEWSWIRE) -- MAG Silver Corp. (TSX / NYSE American: MAG) (“MAG” or “MAG Silver”) is pleased to announce that commercial production has been achieved at the Juanicipio Project (56% / 44% Fresnillo plc (“Fresnillo”) and MAG, respectively) effective June 1, 2023. Following a successful commissioning period, the Juanicipio mine, processing facility and other vital systems are operating in line with, or rapidly approaching design capacity. The Juanicipio mill is operating at approximately 85% of its design capacity of 4,000 tonnes per day (“tpd”) with silver recovery consistently above 88%. On a 100% basis, approximately 3.2 million ounces of silver have been produced from the Juanicipio processing facility from March 2023 to the end of May 2023, and production is expected to continue to increase steadily through Q3 where it is envisioned the plant will be running at design capacity. All major construction activities have now been completed and Juanicipio is demonstrating its ability to sustain ongoing production levels. The operations team is continually seeking opportunities to improve and optimize the mine, plant and other critical systems to achieve and potentially exceed design capacities. “Reaching this important milestone of commercial production at Juanicipio completes our transformation from developer to producer,” said George Paspalas, President and CEO of MAG Silver. “Today marks the beginning of a very exciting and dynamic growth phase for MAG as we combine stable, high-margin silver production with the ongoing high-grade exploration potential that has made and continues to make MAG so unique.” About MAG Silver Corp. ( www.magsilver.com ) MAG Silver Corp. is a growth-oriented Canadian development and exploration company focused on becoming a top-tier primary silver mining company by exploring and advancing high-grade, district scale, precious metals projects in the Americas. Its principal focus and asset is the 4,000 tonnes per day Juanicipio Project (44%), operated by Fresnillo Plc (56%). The project is located in the Fresnillo Silver Trend in Mexico, the world's premier silver mining camp, where in addition to underground mine production and processing of mineralized material, an expanded exploration program is in place targeting multiple highly prospective targets. MAG is also executing multi-phase exploration programs at the Deer Trail 100% earn-in Project in Utah and the Larder Lake Project, located in the historically prolific Abitibi region of Canada. Neither the Toronto Stock Exchange nor the NYSE American has reviewed or accepted responsibility for the accuracy or adequacy of this press release, which has been prepared by management. This release includes certain statements that may be deemed to be “forward-looking statements” within the meaning of the US Private Securities Litigation Reform Act of 1995. All statements in this release, other than statements of historical facts are forward looking statements, including statements that address our expectations with respect to the timing and success of commissioning activities and the full-scale ramp up of milling activities, processing rates of development materials, future mineral production, and events or developments. Forward-looking statements are often, but not always, identified by the use of words such as "seek", "anticipate", "plan", "continue", "estimate", "expect", "may", "will", "project", "predict", "potential", "targeting", "intend", "could", "might", "should", "believe" and similar expressions. These statements involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements. Although MAG believes the expectations expressed in such forward-looking statements are based on reasonable assumptions, such statements are not guarantees of future performance and actual results or developments may differ materially from those in the forward-looking statements. Factors that could cause actual results to differ materially from those in forward-looking statements include, but are not limited to, impacts (both direct and indirect) of COVID-19, timing of receipt of required permits, changes in applicable laws, changes in commodities prices, changes in mineral production performance, exploitation and exploration successes, continued availability of capital and financing, and general economic, market or business conditions, political risk, currency risk and capital cost inflation. In addition, forward-looking statements are subject to various risks, including that data is incomplete and considerable additional work will be required to complete further evaluation, including but not limited to drilling, engineering and socio-economic studies and investment. The reader is referred to the MAG Silver’s filings with the SEC and Canadian securities regulators for disclosure regarding these and other risk factors. There is no certainty that any forward-looking statement will come to pass, and investors should not place undue reliance upon forward-looking statements. Please Note: Investors are urged to consider closely the disclosures in MAG's annual and quarterly reports and other public filings, accessible through the Internet at www.sedar.com and www.sec.gov LEI: 254900LGL904N7F3EL14 For further information on behalf of MAG Silver Corp. Contact Michael J. Curlook, Vice President, Investor Relations and Communications Phone: (604) 630-1399 Toll Free: (866) 630-1399 Website: www.magsilver.com Email: [email protected]https://preview.redd.it/rfba2edv274b1.jpg?width=66&format=pjpg&auto=webp&s=296abee9eac532392ddc631ede50f6f4a7fdda26 https://preview.redd.it/7wawpepv274b1.png?width=4000&format=png&auto=webp&s=8d68e67b15c2849108ee44a9fbbf9bf8f3238606
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2023.06.05 14:25 AutoModerator [Download Course] Jason Palliser – Tax Delinquent Blueprint 2022 (Genkicourses.site)
| | Get the course here: [Download Course] Jason Palliser – Tax Delinquent Blueprint 2022 (Genkicourses.site) submitted by AutoModerator to GetCoursesHQ [link] [comments] Our website: https://www.genkicourses.site/product/tax-delinquent-blueprint-2022/ Finding and Flipping Tax Delinquent Properties the RIGHTwayThe Tax Delinquent Blueprint online training program uses proven strategies for finding distressed homeowners severely behind on their property taxes. The training shows you how to uniquely beat out the competition with a Tax Assistance program.In this online training program, there’s a step-by-step process for finding homeowners that need your Tax Assistance program performed on their property, and helps them get out from thousands of dollars in debt owed to the county. The Tax Assistance approach will always beat the “put cash in your pocket now” marketing any day of the week. Here’s a comparison with the Tax Assistance marketing versus “I’ll put some money in your pocket” approach:
With the Tax Assistance marketing you’ll never hear from a heated homeowner again. You’ll receive inbound calls from property owners more than happy to speak with you about their situation, and how you can help them get out from an unfortunate position. How would you like to speak with people that aren’t angry to talk with you? I bet you would like to speak with people that aren’t immediately saying to you, “What’s your offer? Just give me your offer!” With the Tax Delinquent Blueprint training we give you the tools to decrease your monthly marketing budget. Yes, that’s correct and not a typo. You’ll see how our system will help decrease your marketing budget drastically. The days of sending out 5,000, 10,000 or even 20,000 mailing pieces are over. How can we decrease the marketing budget? Simple, here it is:
The Tax Delinquent Blueprint training program includes 11 lessons including a final exam, 19 downloads downloads (deal documents, deal calculator, and phone scripts), and so much more. Most importantly you’ll receive our Tax Assistance direct mail marketing pieces that will get you high response rates, and happy homeowners calling you. Who is the Tax Delinquent Blueprint training program for?
You can do this Tax Delinquent business with…
Jason PalliserFull-Time Investor for 20+ Years• Hedge Funds Acquisition Consultant: Bought & Sold properties in 138 Cities • Nation’s Leading Expert for Marketing & Lead Generation • Built & Sold REI BlackBook: RE Automation Company (Systems & Marketing) • Closed Over 3,200 Investment Transactions Jason LucchesiFull-Time Investor since 2008• Nation’s Leading Expert for Locating Off-Market Distressed Properties • 3x Best Selling Author • Closed Over 1,100 Investment Transactions • Expert in Virtual Wholesaling (currently in 6 markets) • Expert in creating passive income from real estate while using OPM @@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@ If you're wondering why our courses are priced lower than the original prices and are feeling a bit suspicious (which is understandable), we can provide proof of the course's contents. We can provide a screenshot of the course's contents or send you a freebie, such as an introduction video or another video from the course, to prove that we do have the course. Should you wish to request proof, we kindly ask you to reach out to us. Please be aware that our courses do not include community access. This is due to the fact that we do not have the authority to manage this feature. Despite our desire to incorporate this aspect, it is, unfortunately, unfeasible. Explore affordable learning at Genkicourses.site 🎓! Dive into a world of quality courses handpicked just for you. Download, watch, and achieve more without breaking your budget. |
2023.06.05 14:20 Then_Marionberry_259 MAR 23, 2023 GCX.V GRANITE CREEK COPPER ACQUIRES 92 MILLION POUND INDICATED HISTORICAL 43-101 MOLYBDENUM RESOURCE IN BRITISH COLUMBIA, CANADA
 | https://preview.redd.it/i4lzggo9z64b1.png?width=3500&format=png&auto=webp&s=eaeed93a40dc68eb86ea78aeedea9e91513c1c98 submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments] VANCOUVER, BC / ACCESSWIRE / March 23, 2023 / Granite Creek Copper Ltd. (TSX.V:GCX)(OTCQB:GCXXF) ("Granite Creek" or the "Company") is pleased to announce it has entered into an agreement to acquire a 100% interest in the Lucky Ship molybdenum property ("LS Molybdenum Project" or the "Project") from two arms length vendors. Under the terms of the agreement the Company has the option to acquire a 100% interest in the Project by issuing 3,750,000 shares over a three-year period and completing exploration work equivalent to two years worth of assessment credit during the first two years of the agreement and four years worth of assessment credit in the third year of the agreement to maintain the mineral claims in good standing. The LS Molybdenum Project is located within the traditional territory of the Wet'suwet'en First Nation in central British Columbia and is in a region with a long history of mining including the Endako molybdenum mine, Huckleberry copper-molybdenum mine, Equity silver mine and others (see Figure 1 map below). The Project is accessible year-round along a well-developed network of forestry roads, with a high-capacity powerline within 50 kilometers, and paved highway and rail line access within 85 kilometers. Tim Johnson, President and CEO, stated, "The addition of the LS Molybdenum project to our portfolio of critical minerals fits our strategy of value creation in the critical minerals space in safe political jurisdictions, focused on projects that show district scale potential and are under-explored. The LS Molybdenum project is complementary to our flagship PEA-stage Carmacks copper-gold-silver project where we have expanded the resource by 43% since acquisition and recently delivered a robust PEA in January 2023, highlighting the potential at that high-grade copper-gold-silver project. While we remain focused on advancing and expanding Carmacks, we see an excellent opportunity for creating significant shareholder value with the LS Molybdenum project during a time with few advanced stage molybdenum projects in the global pipeline and recent molybdenum prices trading at multi-decade highs due to the scarcity of supply in the market." Mr. Johnson, continued, "Molybdenum is an important critical mineral identified in the Canadian Critical Minerals Strategy used to strengthen steel and with a wide variety of other technical uses in the green economy for high strength - low weight applications such as wind turbines, electric vehicle components, and solar panels. These uses are expected to drive the demand for molybdenum in the coming decades with the International Energy Agency estimating there will be at least a 2.9X growth in the demand for molybdenum by 2040 in clean energy technologies to achieve their Sustainable Development Scenario (SDS)1. Having a resource stage molybdenum asset in North America with potential to significantly grow puts Granite Creek in an excellent position to identify potential industrial partners in search of secure future supplies of molybdenum." 1International Energy Agency website About the LS Molybdenum Project The LS Molybdenum project hosts a porphyry Mo deposit with a granite porphyry stock intruding a larger quartz-felspar porphyry stock in contact with older volcanic and sedimentary rocks. Mineralization occurs as a near-vertical ring of porphyry Mo style stockwork veining between 25 to 125 m in width around the margin of the interior granite porphyry stock. Mineralization remains open at depth with mineralization drilled to approximately 150 to 400 m in depth (see Figure 2 Cross section below). Porphyry Mo systems often have multiple porphyry centers and a number of additional targets remain to be tested. The Project hosts a historical NI 43-101 molybdenum resource consisting of 65.66 million tonnes averaging 0.064% Mo containing 92.6 million pounds of Mo in the Indicated category with an additional 10.24 million tonnes averaging 0.054% Mo containing 12.2 million pounds Mo in the Inferred category. The Mineral Resource Estimate ("MRE") was completed by A.C.A. Howe Int. Ltd with an effective date of May 1, 2008 and an amended date of June 30, 2008 to National Instrument 43-101 standards and is believed to be reliable. The resource was estimated using the inverse distance weighting (IDW2) interpolation technique, the search orientations and ranges of which were calculated through variographic analysis and consideration of the geological domain model. The Inferred and Indicated mineral resources were reported at a cut-off grade of 0.030% Mo. The full technical report entitled Technical Report on The Lucky Ship Molybdenum Project Morice Lake Area, Omineca Mining Division, British Columbia for Nanika Resources Inc. will be available on the Company's website. It is currently available on SEDAR under the Goldbar Resource Incprofile (formerly Nanika Resources), filed July 2, 2008. The resource estimate was made public in a news release dated May 14, 2008 which is also available on SEDAR under the Goldbar profile. The deposit was subject to a 2007 Preliminary Economic Assessment ("PEA") completed by A.C.A. Howe Int. Ltd. The comprehensive PEA report has references to metallurgical recoveries, mineralization style, deposit geometry, proposed processing options and project sizing amongst others. The report, entitled Preliminary Economic Assessment of the Lucky Ship Molybdenum Project Morice Lake Area, Ominica Mining Division British Columbia for New Cantech Ventures Inc. is available on SEDAR under the Goldbar Resources Inc profile (formerly Nanika Resources), filed June 19, 2007. The company cautions that it is not treating the PEA or the MRE as current mineral resources or reserves and the Company has not competed sufficient work to confirm either the MRE or the PEA. Any mention of the PEA or MRE are for reference only and the reports should not be relied on as current. For the company to treat the MRE as current additional work including, but not limited to, resampling, drilling and the implementation of the company's own Quality Control and Quality Assurance ("QC/QA) program would need to be completed. The PEA would have to be updated in the context of current market conditions by an independent party to be considered current. Figure 1. LS Molybdenum Project Location https://preview.redd.it/2chrl58az64b1.png?width=660&format=png&auto=webp&s=4a55100ef4255da3e3135bead3d7cec44ab18ed4 https://preview.redd.it/dhevllaaz64b1.png?width=584&format=png&auto=webp&s=f99c5e52ad242ec6d97ae92da28fa3caa597ecce As described in the Carmacks PEA technical report, the Company has identified the potential to add significant additional cash flow to the Carmacks project through processing of oxide tailings to increase total copper recovery. Recovery sensitivity from the PEA shows a potential additional $180M pre-tax net present value ("NPV") based of a 20% increase in recovery rates, which could represent an approximate 55% increase to base case NPV. The work to test the leaching response from this oxide tailings material is currently underway, with results anticipated by mid-2023 with updates to follow. Qualified Persons Debbie James, P.Geo., an independent Qualified Person, in accordance with the guidelines of the Canadian Securities Administrators' National Instrument 43-101 - Standards of Disclosure for Mineral Projects has reviewed and approved the technical content of this news release. Ms. James has reviewed reports on the LS Molybdenum property, but has not made a site visit, and is relying on the work of prior qualified professionals. About Granite Creek Copper Granite Creek, a member of the Metallic Group of Companies, is a Canadian exploration company focused on the exploration and development of critical minerals projects in North America. The company's projects consist of its flagship 176 square kilometer Carmacks project in the Minto copper district of Canada's Yukon Territory on trend with the high-grade Minto copper-gold mine, operated by Minto Metals Corp., the advance staged LS Molybdenum project and the copper-nickel-PGM Star project both located in central British Columbia. More information about Granite Creek Copper can be viewed on the Company's website at www.gcxcopper.com. FOR FURTHER INFORMATION PLEASE CONTACT: Timothy Johnson, President & CEO Telephone: 1 (604) 235-1982 Toll-Free: 1 (888) 361-3494 E-mail: [[email protected]](mailto:[email protected]) Website: www.gcxcopper.com Metallic Group: www.metallicgroup.ca Twitter: @yukoncopper Forward-Looking Statements This news release includes certain statements that may be deemed "forward-looking statements". All statements in this release, other than statements of historical facts including, without limitation, statements regarding potential mineralization, historic production, estimation of mineral resources, the realization of mineral resource estimates, interpretation of prior exploration and potential exploration results, the timing and success of exploration activities generally, the timing and results of future resource estimates, permitting time lines, metal prices and currency exchange rates, availability of capital, government regulation of exploration operations, environmental risks, reclamation, title, and future plans and objectives of the company are forward-looking statements that involve various risks and uncertainties. Although Granite Creek Copper believes the expectations expressed in such forward-looking statements are based on reasonable assumptions, such statements are not guarantees of future performance and actual results or developments may differ materially from those in the forward-looking statements. Forward-looking statements are based on a number of material factors and assumptions. Factors that could cause actual results to differ materially from those in forward-looking statements include failure to obtain necessary approvals, unsuccessful exploration results, changes in project parameters as plans continue to be refined, results of future resource estimates, future metal prices, availability of capital and financing on acceptable terms, general economic, market or business conditions, risks associated with regulatory changes, defects in title, availability of personnel, materials and equipment on a timely basis, accidents or equipment breakdowns, uninsured risks, delays in receiving government approvals, unanticipated environmental impacts on operations and costs to remedy same, and other exploration or other risks detailed herein and from time to time in the filings made by the companies with securities regulators. Readers are cautioned that mineral resources that are not mineral reserves do not have demonstrated economic viability. Mineral exploration and development of mines is an inherently risky business. Accordingly, the actual events may differ materially from those projected in the forward-looking statements. For more information on Granite Creek Copper and the risks and challenges of their businesses, investors should review their annual filings that are available at www.sedar.com. Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. SOURCE: Granite Creek Copper Ltd. View source version on accesswire.com: https://www.accesswire.com/745388/Granite-Creek-Copper-Acquires-92-million-Pound-Indicated-Historical-43-101-Molybdenum-Resource-in-British-Columbia-Canada https://preview.redd.it/i0pwasgaz64b1.png?width=4000&format=png&auto=webp&s=f1edf1c31fa8ef190b98ef7902777d026571deb9
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2023.06.05 14:11 Areyouhavingagiraffe Shorter Savings Terms to Take Advantage of Current Tax Year Savings Allowance?
Hi there, If you are boarderline top rate of tax, does it make sense to opt for a shorter term (9month) savings account now so that interest is paid this year, rather than a 1 year fixed with a higher interest rate that means you don't take advantage of this year's personal savings allowance?
Or am I overthinking this, and higher interest on 1 year fixed always makes more sense?
Thanks
submitted by Areyouhavingagiraffe to UKPersonalFinance [link] [comments]
Or am I overthinking this, and higher interest on 1 year fixed always makes more sense?
Thanks
2023.06.05 13:52 SouthAussiecan Buying Property
Goof Day Everyone,
I think it might be worth having a general chat around property.
I'm currently looking at buying property after the latest repo rate hike. The buyers market is small and prices should be going down. The goal is to buy on auction, renovate and keep the propwrty for 2-3 years and sell when the market rebounds. I also have access to the investec young professionals financing rates. This will cease to be an option in the next 3 years.
Another option is buying an airbnb property in a semi remote town that often recieve tourists. 400-800k.
It would be a first time bond, so Ill apply for a full bond.
Thoughts?
Is buying property worth it at this time, or should I rather spend my time generating cash elsewhere?
I also don't believe in the "buy a property rather than paying for someone elses bond" theory. The costs of owning a property will almost always kill any returns over the long run. Upkeep, maintenence etc. Also, increasing rates and taxes and the fact that you're not guaranteed an increase in property value, especially in this country.
submitted by SouthAussiecan to PersonalFinanceZA [link] [comments]
I think it might be worth having a general chat around property.
I'm currently looking at buying property after the latest repo rate hike. The buyers market is small and prices should be going down. The goal is to buy on auction, renovate and keep the propwrty for 2-3 years and sell when the market rebounds. I also have access to the investec young professionals financing rates. This will cease to be an option in the next 3 years.
Another option is buying an airbnb property in a semi remote town that often recieve tourists. 400-800k.
It would be a first time bond, so Ill apply for a full bond.
Thoughts?
Is buying property worth it at this time, or should I rather spend my time generating cash elsewhere?
I also don't believe in the "buy a property rather than paying for someone elses bond" theory. The costs of owning a property will almost always kill any returns over the long run. Upkeep, maintenence etc. Also, increasing rates and taxes and the fact that you're not guaranteed an increase in property value, especially in this country.
2023.06.05 13:44 Xiongba9276 Optimistic about the explosive growth of the new energy vehicle industry chain! !
The executive meeting of the State Council held on June 2 studied policies and measures to promote the high-quality development of the electric automobile industry. In order to release the consumption potential of electric vehicles to a greater extent, the meeting proposed to continue and optimize the vehicle purchase tax reduction and exemption policy for electric vehicles. Now China's per capita living area has reached the world average level, and it will be difficult to increase it significantly. However, China's car insurance is still at a relatively low position, not as good as Mexico and Thailand, and even only half of Malaysia. This shows that car consumption in china still has a lot of room for growth.
The penetration rate of electric vehicles has increased, and charging piles must benefit the most.
Pay attention to the leading company in charging services - NAAS Technology Inc.(NASDAQ: NAAS)
submitted by Xiongba9276 to investingforbeginners [link] [comments]
The penetration rate of electric vehicles has increased, and charging piles must benefit the most.
Pay attention to the leading company in charging services - NAAS Technology Inc.(NASDAQ: NAAS)
2023.06.05 13:38 marouane_rhafli What's inflation?
What's inflation?
Inflation is a general increase in prices and fall in the purchasing value of money. When the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a loss of purchasing power in the currency.
Inflation can be caused by a number of factors, including:
1️⃣ Increase in the money supply: When there is more money in circulation, prices tend to rise. This is because people have more money to spend, and businesses can charge higher prices.
2️⃣ Increase in demand: When demand for goods and services increases, prices also tend to rise. This is because businesses can charge higher prices when there are more people willing to buy their products.
3️⃣ Decrease in supply: When the supply of goods and services decreases, prices also tend to rise. This is because businesses can charge higher prices when there are fewer products available.
Inflation can have a number of negative consequences, including:
⛔️ Reduced purchasing power: When prices rise, people have less purchasing power. This means that they can buy fewer goods and services.
⛔️ Increased uncertainty: Inflation can lead to increased uncertainty in the economy. This is because people are not sure how much prices will rise in the future. This can make it difficult for businesses to plan and invest.
⛔️ Increased interest rates: When inflation rises, central banks often raise interest rates. This is done to try to slow down the economy and bring inflation under control. However, higher interest rates can also have negative consequences, such as reducing economic growth and employment.
There are a number of things that can be done to control inflation, including:
✔️ Monetary policy: Central banks can use monetary policy to control inflation. This can involve raising interest rates, selling government bonds, or reducing the money supply.
✔️ Fiscal policy: Governments can use fiscal policy to control inflation. This can involve raising taxes, cutting government spending, or increasing government borrowing.
✔️ Structural reforms: Governments can also implement structural reforms to help control inflation. This can involve improving the efficiency of the labor market, reducing government regulation, or privatizing state-owned enterprises.
Inflation is a complex issue, and there is no single solution that will work in all cases. However, by understanding the causes of inflation and the tools that can be used to control it, policymakers can help to keep inflation under control and protect the purchasing power of their citizens.
submitted by marouane_rhafli to shopify_geeks [link] [comments]
Inflation is a general increase in prices and fall in the purchasing value of money. When the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a loss of purchasing power in the currency.
Inflation can be caused by a number of factors, including:
1️⃣ Increase in the money supply: When there is more money in circulation, prices tend to rise. This is because people have more money to spend, and businesses can charge higher prices.
2️⃣ Increase in demand: When demand for goods and services increases, prices also tend to rise. This is because businesses can charge higher prices when there are more people willing to buy their products.
3️⃣ Decrease in supply: When the supply of goods and services decreases, prices also tend to rise. This is because businesses can charge higher prices when there are fewer products available.
Inflation can have a number of negative consequences, including:
⛔️ Reduced purchasing power: When prices rise, people have less purchasing power. This means that they can buy fewer goods and services.
⛔️ Increased uncertainty: Inflation can lead to increased uncertainty in the economy. This is because people are not sure how much prices will rise in the future. This can make it difficult for businesses to plan and invest.
⛔️ Increased interest rates: When inflation rises, central banks often raise interest rates. This is done to try to slow down the economy and bring inflation under control. However, higher interest rates can also have negative consequences, such as reducing economic growth and employment.
There are a number of things that can be done to control inflation, including:
✔️ Monetary policy: Central banks can use monetary policy to control inflation. This can involve raising interest rates, selling government bonds, or reducing the money supply.
✔️ Fiscal policy: Governments can use fiscal policy to control inflation. This can involve raising taxes, cutting government spending, or increasing government borrowing.
✔️ Structural reforms: Governments can also implement structural reforms to help control inflation. This can involve improving the efficiency of the labor market, reducing government regulation, or privatizing state-owned enterprises.
Inflation is a complex issue, and there is no single solution that will work in all cases. However, by understanding the causes of inflation and the tools that can be used to control it, policymakers can help to keep inflation under control and protect the purchasing power of their citizens.
2023.06.05 13:37 Suemravik-kw-com Don't Miss Out! Price Improvement on N5819 Lake Park DR, Onalaska, WI 54650. Reach out to Sue Mravik & Associates at (608) 498-6076
 | submitted by Suemravik-kw-com to u/Suemravik-kw-com [link] [comments] https://preview.redd.it/t43a2ygxq64b1.png?width=1080&format=png&auto=webp&s=8ea57708f31c150da958348cc6b9d5d2e0464a16 🎉 Exciting news for homebuyers! 🎉 Come check out this newly constructed home with PRICE IMPROVEMENT located at N5819 Lake Park DR, Onalaska, WI 54650. 🏡 This stunning 3-bedroom home in the Low-Tax Holmen School District boasts spectacular views and high-quality features that will make you fall in love. ✨ Don’t miss out on this incredible opportunity! Call us at (608) 498–6076 to schedule your private tour today Notable Features: (see in person to appreciate): ❖ 3 bedrooms, 2 bathrooms, and an expansive 3.5-car garage ❖ Located within the highly regarded Holmen School District, known for its low taxes ❖ Situated near picturesque Lake Onalaska and the majestic Mississippi River ❖ Kitchen features quartz counters and custom-made alder wood cabinets ❖ Egress windows and a stubbed-in bath for potential expansion ❖ Accessible basement with stairs from the garage ❖ Many more wonderful features to love and discover at this remarkable property Price + full specs: pages.kw.com/sue-mravik/99290/cch92im27un7g170d7g0.html 👉📲 For all inquiries, showing and offers please reach: Sue Mravik & Associates, Keller Williams Realty Diversified 📞 (608) 498–6076 📧 [[email protected]](mailto:[email protected]) |