Quest diagnostics pay bill

I recently fell into better financial position. For a year I've been focusing on paying off debt, one more payment and I will have zero debt, no car payment ect.
I make $4000/month and have $3500 in savings.
My bills are:
•Rent $944 •Gas/Electric $80 •Internet $50 •Spotify/Netflix/Hulu $42
What do I do with the roughly $2k of extra money each month? Crypto? Stocks? CDs? Regular old savings?
I have a 4 year old daughter I would also love to set something up for.
Thanks so much!

My subscription to iptvgreat was one of my best investments. For months now, I have been using it on a daily basis. There is no buffering or downtime and it doesn't affect my browsing experience. This is the only provider that is currently available. The iptvgreat IPTV service provides an unlimited amount of channels with free DVR and easy to use apps.
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Credit to u/HatDistinct529 for digging up these names in this 99 page document!
Jennifer Stevenson, VP Amgen
Jennie Stevenson is currently a Vice President at Amgen, leading the Combination Product Operations organization. This team is responsible for feasibility, development, commercialization and lifecycle management of all combination product and final product presentations. Throughout her sixteen years at Amgen, Dr. Stevenson has held positions of increasing responsibility, including leadership roles in Final Product Technologies, Drug Product Technologies, and Process Engineering, partnering cross-functionally to advance numerous programs.
https://theconferenceforum.org/conferences/partners-in-drug-delivery/speaking-faculty-2/jennie-stevenson-phd/?fbclid=IwAR08cvNEoCKDgQfwEhE5vYtVK_MFNAXjfMYEN4zB9a9LN_MvJAyMmTqnNZA
https://www.linkedin.com/in/jennie-stevenson-a079053/
William Jakobowski, Executive Director Merck
Bill serves as Executive Director for Merck’s BD&L (Business Development & Licensing ) Pacific Innovation Hub which encompasses the North American West Coast and Asia Pacific. His responsibilities include structuring and negotiating partnerships with companies that offer differentiated early-stage therapeutic opportunities.
https://lifesciencewa.org/speakers/william-jakobowski/
https://www.linkedin.com/in/william-jakobowski-a375561/
John Rim, CEO Samsung Biologics
No introduction needed
https://samsungbiologics.com/about/leadership/ceo
And just to add a few more notable names found in this document are the likes of Sanofi, Gilead Sciences, Roche Diagnostics, Astra Zeneca, and Pardes Bio.
As many of you know, Pardes is not a BP, but shares a mutual BOD member with SCLX in Laura Hamill. Pardes also has about $170 million in cash and seemingly nothing to do with it after their own Mpro candidate recently failed it's clinical trials. Their SP is up over 20% despite the bad news and essentially no pipeline, all the while management continues to acquire stock. Something is up over there for sure. lol
The obvious interest for Amgen would be the Sofusa/Enbrel combination product that produced outstanding results in a Phase 1b POC study.
https://investors.sorrentotherapeutics.com/news-releases/news-release-details/sorrento-reports-positive-trial-results-utilizing-sofusa
https://investors.sorrentotherapeutics.com/news-releases/news-release-details/sorrento-host-webcast-discuss-newly-presented-clinical-data
Docket 808
https://cases.stretto.com/public/x228/12086/PLEADINGS/1208606072380000000011.pdf

Note: I tried to post this message in Australia, However, due to the newness of my account and the limited number of karma points I have accumulated, I was unable to successfully submit my post.
Discovering Reddit as an older individual, I have encountered certain challenges but remain committed to sharing my experiences and insights, because I know this is my only way to convey my messages. I do not possess the extensive tools and resources available to organisations like the Pharmacy Guild of Australia to spread their narrative. However, as a veteran pharmacist who has dedicated many years to serving the Australian community, I can no longer bear witness to the mistreatment of young and new pharmacists within our industry. Let this serve as my final stand against the tyranny of the Pharmacy Guild of Australia, as I prepare to retire from the industry next year upon reaching the age of 70.
​
[Animal Pharm]
Fellow working-class pharmacists, you have heard already about the strange dream that I had last night. But I will come to the dream later. I have something else to say first.
I do not think, dear fellow working-class pharmacists, that I shall be with you for much time longer, and before I move on, I feel it my duty to pass on to you such wisdom as I have acquired. I have had a long career, I have had much time for thought as I work in countless community pharmacies, and I think I may say that I understand the nature of our career in this country as well as any pharmacist now working. It is about this that I wish to speak to you.
Now, fellow working-class pharmacists, what is the nature of this career of ours? Let us face it: our careers are arduous, thankless and miserable. After 5 years of studying and training, we become the lowest paid healthcare professionals in the country. We are given just so much salary as will pay our bills, and those of us who are capable of it are set to work under harsh conditions with minimal or even no breaks; and the very instant we demand for more, we realise the truth - there are always immigrants who have no choice but to accept worse conditions. No working-class pharmacists know the meaning of reward or appreciation after they have practised for a year. No working-class pharmacists are understood. The life of a working-class pharmacist is misery and slavery: that is the plain truth.
But is this simply part of the order of nature? Is it because this country of ours is so poor that it cannot afford a decent life to pharmacists who serve its people? No, pharmacists, a thousand times no! Our country is developed, its healthcare system recognises our role. It is capable of affording decent working conditions to all of us working-class pharmacists. Pharmacists are one of the most trustworthy professionals in the country. Its people need us for quality healthcare. Why then, do we continue in this miserable condition? Because nearly the whole of the produce of our labour is stolen from us by the body who represents solely the interests of pharmacy owners, the Pharmacy Guild of Australia. There, fellow working-class pharmacists, is the answer to all our problems. It is summed up in five words, The Pharmacy Guild of Australia. It is the only real enemy we have. Remove it from the scene, and the root cause of poor working conditions is abolished for ever.
Pharmacy owners, and investor owners, particularly, are the only people that consume without producing. They hardly work in the pharmacy, and if they do, they do not practise with standards, they do not have up-to-date knowledge, they are too busy to check prescriptions thoroughly, they cannot even vaccinate. Yet they are the lord of all working-class pharmacists.
You pharmacists who can vaccinate, how many vaccinations have you done during the outbreak of COVID? And what about your pharmacy owner? While you bore the burden of this crisis, sacrificing your time, energy, and even personal well-being, they made record profits hiding in the safety of their offices.
And you pharmacists who are passionate about aged care and medication reviews, can you ever be hired by residential aged care facilities who do not profit from medicines? No, because the pharmacy guild of Australia have vehemently opposed the government’s idea of allowing you to be hired separately, insisting that pharmacists should only serve aged care facilities while being employed by a community pharmacy.
And you pharmacists who work tirelessly even on weekends, do you remember who advocated for the government to lower your minimum wage on Sundays and public holidays? The Pharmacy Guild of Australia. They pushed for reduced wages during weekends and public holidays, yet cry for everyone’s support, pretending to represent you, the hardworking pharmacists, when policies like 60-day dispensing, which may hurt their profits but benefit the public are put forward by the government.
And you, young and ambitious pharmacists who aspire to serve our people independently, why does owning a pharmacy require millions of dollars upfront? Why must you buy a pharmacy to own a pharmacy? Have you ever questioned why a pharmacy business, even if it is losing money, can still be valued at millions? Because the Pharmacy Guild of Australia has made sure that the laws protect their interests by imposing limitations on the number of pharmacies allowed in the country. They prevent newcomers and innovative pharmacists like you from entering the market, hindering progress and improvement within the industry, while boasting about buying pharmacies and flipping them like properties they are. None of any other developed nations, except Australia, is pressured by a group of pharmacy owners to limit their number of pharmacy in the country, allowing pharmacy owners to dictate their people’s access to medicines.
And you, pharmacists who have walked away from the industry because of the despicable conditions, no one will miss you, because the Pharmacy Guild of Australia, ever so relentless in its pursuits, has consistently advocated the government to bring in more immigrants to bear the same, if not more abysmal conditions. And do not forget our poor new graduates and interns, burdened by the weight of debt, devoted 5 years, that is, half a decade in becoming a pharmacist. Most of them will have no choice but to remain trapped in this state of servitude for at least another 5 years, silently contemplating a different career, all the while bound to the whims of pharmacy owners. And let us not forget the unpaid trainings and meetings they will be pressured into attending. Ex-pharmacists, your absence will hardly be noted, and so will your toil, sweat and blood.
And to you, the noble pharmacists, who strive to do what is right. Bear in mind that Medschecks will continue to be your Key Performance Indicator. You will still be questioned by your pharmacy owner about why you have not done 20 Medschecks per month and why each of them is not completed within five minutes or less. Your speed in dispensing medications will continue to be closely watched. Any time you spend with customers that does not translate into sales will still be met with disapproval. However, remember, any error you commit, any mistake you make under such pressure, will still rest solely on your shoulders. Soon, the task of prescribing will be added to your burden, all while the abysmal compensation remains unchanged. Your rewards? The same old trinkets - movie tickets, pizzas, trivial parties, and whatever else can be easily written off their taxes. They will offer you anything that carries a semblance of appreciation, yet costs them next to nothing.
And you, the sole pharmacists, always working alone by yourself in the pharmacy. Your ten-minute breaks will remain a mere illusion. You will continue to juggle phone calls, inquiries, retail-related problems, dispensing, checking, and dare we forget, vaccinations. If a customer becomes unhappy, an occurrence all too common in this line of work, it is your face they will remember, your name they will mutter in discontent. The owner? Absent as always. It is you who bears the brunt of it all.
In spite of everything, the pharmacy owners will always be the ones to represent you - on the news, in parliament, demanding more investment from the government, in the white coats they almost never wear. The catch? They will be lining their own pockets, all while using your name. The unsuspecting public, will remain unaware that these are not the faces they always see in their local pharmacies. They will not realise that these owners are far removed from the front lines, from the pharmacists who are the heart and soul of the profession.
Is it not crystal clear, then, fellow working-class pharmacists, that many of the challenges and hardships we face in our profession spring from the tyranny of the Pharmacy Guild of Australia? Only get rid of it, and the fruits of our labour would truely belong to us. Almost overnight we could become free and independent. What then must we do? We must dedicate ourselves tirelessly, day and night, body and soul, to overthrowing the Pharmacy Guild of Australia and their oppressive regulations imposed upon our country!
That is my message to you, fellow working-class pharmacists: Rebellion! I do not know when that rebellion will come, it might be in a week or in a hundred years, but I know, as surely as I see this ground beneath my feet, that sooner or later, justice will prevail. Keep your gaze fixed upon that vision, my fellow pharmacists, for the remaining time we have in this career. And above all, pass on this message of mine to those who come after you, so that future pharmacists shall carry on the struggle until it is victorious.
And now, my fellow pharmacists, I will tell you about my dream of last night. It was a dream of the country as it will be when the Pharmacy Guild of Australia has vanished.
In my dream, our profession had undergone a transformation, one as profound as it was liberating. The shackles of oppressive regulations had dissolved, and we stood, not as mere cogs in a machine dictated by the few, but as the heart of a healthcare system that truly valued our contributions. The dream of owning a pharmacy was no longer a mirage for the young and ambitious, attainable only by the privileged few. The market was open, and opportunities were abundant. The profession thrived, on the innovation and competition of pharmacists.
This is the world as it could be. It is a dream, yes, but as I have seen, dreams hold power. Dreams inspire change. And I ask you, fellow pharmacists, to believe in this vision. For it is only when we dare to dream, that a new era will begin in our industry. Let this dream guide us and let it remind us that a better future awaits. As surely as the dawn breaks after the darkest night, our moment of liberation will come.

For the past 9 days, I have been in complete agony. My left calf started to hurt. Like a horrible sharp pain when I try to walk. The pain goes to my lower back as well. It’s so intense it has left me practically bed ridden. Even though I didn’t want to, I ended up caving and calling 911 on the 6th day that I could not move and was in constant pain.
I went Sunday morning because I just couldn’t take it anymore. The experience was horrible. After they did some ultrasound on my leg and ruled out a blood clot the doctor basically came in the room and was asking me in a condescending way why I was in so much pain. That he didn’t understand and to help him understand. I couldn’t even respond. I was upset. But too much in pain to say anything. I was practically rushed out of the ER room and wheeled out into a bench with a diagnosis of Muscle Strain and some prescription for pills… Can’t wait to get the bill for this.
I never realized just how humiliating and frustrating it is to have professionals tell you that you have nothing when you’re feeling immense debilitating pain. I am glad it’s not a blood clot. But I’m certain it’s not just some muscle strain either…
I did have insurance early on in the year. But life happened and I wasn’t able to continue paying for it. I did call to see if there was a way I could reinstate it and was told I’d have to pay my owed amount in full which I cannot do at the moment… I have no money and no specialist will see me without a referral or a huge amount to self-pay. I got a doctor’s note for two days off. Tomorrow I am supposed to return to work and Im not even sure how I am going to get up and do so. My job is my livelihood so I am mortified.
For context, I am f29, 5’8”, 368lbs. I live in the states. It’s 3:00am writing this because I cannot sleep with the pain. I am not sure what to do. Is anyone aware of any options someone with no insurance has under these circumstances? I am in so much pain. I can’t stop crying and no specialist will see me without money or insurance…

My MBA M2 has a dead pixel and I went to get it checked with my nearest authorized service center. Fortunately, my MBA is still eligible for display replacement thanks to my 1-year limited warranty, so I'll send them my laptop again on Saturday for a more thorough assessment by the technicians. However, the staff reminded me that any physical or water damage to my laptop will void the warranty entirely and I will have to pay the necessary fee.
The thing is my enclosure has a very small dent at the back. It's a dent that's small enough not to be seen right away, but big enough to feel the chip on the material. Does this void my warranty? I don't wanna go back to the service center only to find out that I'm not legible for the warranty anymore (and I'll have to pay them the diagnostic fee which isn't cheap for me).

After 10 years of her emotional,verbal abuse and cheating. I filed for divorce. I’m keeping the house, taking over all bills. I’m also keeping the four kids we had during the marriage. She has to pay CS but, What threw me off is that she’s not even fighting to even want to see the kids or for any form of custody. I get Complete custody, and she’s already talking about only seeing them every other weekend if at all. How do I prepare my small children for their mother to completely run off on them? I’m not alienating her from the kids. I could never. I have been the one dealing with the schooling, drs, emergency room visits and overall care. I’ve felt like a single dad for the entire time. I just expected more of her towards the 4 children she pushed out of her.

Many of you know me by my affiliation with ObscureDrugs as a Mod. I have been a champion of Desoxyn for the past 3-4 years that I have been on Reddit. I have been prescribed Desoxyn for the past 13 years and that ended in November of 2022 when the shortages started.
I have tried to get my CVS to order Desoxyn here in Alabama and even when faced with a 1500.00 bill (because BCBSofAL does not contract with CVS only Walgreens and WALMART), I offered to pay cash for Desoxyn but CVS said they couldnt get it. Walgreens says their suppliers dont have Desoxyn and same with WalMart.. I have 3 RXs for Desoxyn sitting at 3 different pharmacies here and not one says they can get it. I tried using the Desoxyn Key Pharmaceuticals coupon to no avail! HELP! PLEASE!

Hi Mom,
normally I contribute as mom here, so i hope this is okay.
Yesterday I realized i have no one to tell this to and i´m so freaking happy, so i need o get this off my chest.
I got pregnant at 17, had my son shortly after my 18th birthday and even living in Germany with all it´s social security, it was hard and i got overwhelmed with bills and such. For a few years i stuck my head in the sand, but in the end it all caught up with me and i started to take care of my problems seriously.
So in 2013 i started to pay off my debts. It was a really long way, it wasn't always easy.
I had two more children and the repayments faltered a bit, but I persevered.
5 years ago i got a new job, worked my way up and am now second managing director, that helped a lot!
As of yesterday, i paid the last of my debt. I'm absolutely debt free for the first time in 17 years and i couldn't be happier, but noone is there to tell it to. Im 35 and finally have all my ducks in a row!
So please, just for today, i need a mom to be happy with me.

So I’m going vanilla dating tomorrow, he chose two nice wine bars and I picked the one most convenient for me. I’m not going to try and turn him into a SD but if things progress I want him to be the provider in the relationship. I always had trouble vanilla dating because I bring my ‘feminist’ side and accept 50/50 situations etc and I don’t know how to behave differently and bring the sugar out of them in vanilla.
I guess my question is: what are the words / phrases I should say to make him KNOW that I will not date him further if he ever expects me to contribute to any dating expenses? Also to let him know I appreciate gifts? I want at least a spoiled GF situation.
Of course I will sit pretty and try my very best to not offer to split the bill (olf habits die hard) but I want him to be clear that this is not because it is the 1st date, it is supposed to be like this - him paying - always.
Please send help!

*** Comments mentioning anything related to treatment in this thread will be removed via our OFF TOPIC rule. Consider if you were taking a break from treatment because you were exhausted and sad - treatment (yes anything related to it) goes in treatment **\*
Coping with infertility is complex, and it is our imperative to create places where we can honor the distinctly unique needs created by infertility. Sit beside us and share what’s on your mind and going on in your life. This is a great place to get to know your fellow members outside the gravity of treatment. Discussion here includes, but is not limited to:

• Venting about the impact of infertility on our lives/relationships/careers
• Non-IF Rants of all kind – marriage, career, societal, social media, friendships, mental health, and yes… politics too. It doesn’t need to be infertility related!
• Discussions around dealing with the influence of infertility – therapy, coping methods, finding supportive friends, getting lapped by a friend, dealing with pregnancy announcements, pushy parents, people that don’t understand, etc. The big picture stuff.
• Sharing stories and parts of your life (pictures of pets always welcome!) outside of infertility

​
Example of the difference between the Treatment and Chat Thread:
Comments for the Treatment Thread

• Literally anything that involves or mentions treatment: paying for it, being exhausted by it, fighting about it, telling other people about it. If anything about your comment has anything to do with treatment, it belongs in the treatment thread. Also including diagnostic tests, medication, lab results, or lifestyle measures taking in the hopes of improving treatment outcome.
  • I'm in the TWW, and I'm glad I scheduled a vacation as a distraction!
  • I'm trying to decide if I should delay my egg retrieval cycle because this is a big work month for me.
  • I told my parents about IVF, and they were incredibly supportive. I feel really grateful.

Comments for the Chat Thread

• You can of course still discuss infertility in the chat thread:
  • I am super bummed about being lapped by a friend.
  • I have two currently pregnant coworkers, and I am losing my mind with all the pregnancy discussion.
  • Today is the anniversary of my loss, and I'm really struggling.
• Or you can discuss things unrelated to infertility:
  • Whoa, my dogwalker taught my dog to roll over.
  • There's this donut place next to my work that sells donuts for $5 each, but the WILD thing is that they're worth it!
  • My spouse and I are planning a trip to Europe. Opinions on Italy vs Greece?

A few notes:

• Positive HPT or Beta Results (including Beta Hell) should only be posted in the Results thread as per the rules (except for confirmed loss): https://www.reddit.com/infertility/search?q=flair_name%3A%22Results%22
• We recognize that the AM/PM distinction doesn’t match up with every time zone in our global community, we ask that you pick the most recently posted thread wherever you are.
• Standalone culture here is saved for complex topics, usually including detailed conversations around scientific studies, or asking multi-part complex questions around treatment plans. We strongly recommend posting in the community threads first. If you aren’t sure, ask in the daily threads first!

Above all - Science minded perspective and respect for others is important here. Please treat your fellow peers with compassion.
Last reminder - this is the CHAT thread. Not the place to discuss anything focused on treatment.

Hi there. I’m a 21yr old in college. Last September after a late studying on campus, a class friend offered to drive me home…let’s call her G. I was so excited I didn’t have to walk in the dark at 11pm. When we got to my apartment that I just moved into (40 days into my lease) the gate was closed. This apartment doesn’t have a key fob or any way to buzz in. They use a license plate sensor kinda like a toll way does. When a car came through the gate, G hesitated after it, and ended up hitting the gate. In shock, we pulled over to the side and inspected the damages of the gate. It seem to just be popped off the rails. No other damage done. After the shock was over, she told me she would call the apartment complex in the morning and let them know what happen. The next morning, I received a phone call from the office, letting me know that my ride had called and let them know what had happened. They informed me that despite her confessing what had happened, I would still be my responsibility to get any damages paid for.(which I get bc I’m on the lease!) I ended up working out a deal with G to get this gate paid for. They told me they would have someone come out and assess the damages and then they would send me the bill. After a month of waiting to hear back from my apartment they sent over an invoice. The damages were almost 5k. You can imagine the pit in my stomach when I saw the charge on my account. There’s no way a college student can whip out 5K in a month. I let G know the situation. For some reason she said that she had filed an insurance claim on the car in hopes that would cover it for some reason. G was in communication with my apartment complex and had agreed that she would pay the fine. A huge relief!! After a few weeks with little communication from the apartment manager, the apt staff entered my apartment when I was not there LOOKING FOR ME. I by the grace of god bought a ring doorbell bc of my packages. They left an eviction notice for a unpaid due. When I got hope from the gym I literally began to vomit from a panic attack. I am 21 with a 750 credit score. I have never ever been late on any bill. I call G and tell her that she gotta pay this shi or I’m gonna have to pressure legal action against her. There is no way I can afford to just pay for this. I saved up money from my teenage years but not enough to drop 5 bands on a random Tuesday. She informs me that she didn’t have a license so her insurance company won’t cover anything. WHAT!??? WHY DONT U HAVE A LICENSE AT THE RIPE AGE OF 20 AND DRIVING?????? Who tf try’s to file a claim when they aren’t even licensed to drive. She told me that there was nothing she could do and that since I was white i could figure it out 🤣🤣🤣 To this day she never paid me a penny. No apology. Nothing. She drives her blue clown car all over campus I think about destroying that blue waffle every time I see it. I ended up having to beg for money from my parents to help me cover the 5k for the time being. Talk about embarrassing💀 If I didn’t pay this I would had been out 5k + the remaining lease (12k)+ a eviction on my record for 7 years. Not to mention the mental trauma this experience tolled on me. I have never been so sleepless and anxious in my life. I have not pursued legal action due to the fear of being evicted, but my lease is up here in July. I don’t know if suing her will put me even more in debt due to her lack of funds. Any lawyers wanna give me advice? What would y’all do bc I’m trying to not destroy her life and take the high road but this shit has been eating me up. She works for the university and works another job. She brags about all the online shopping she does so clearly $ isn’t a big issue 😀
G if you see this I hope you know there is plenty of gates in hell u can take out 😜
I would add images of the gate but it won’t let me 😅

Wish I could retire or not live anymore...but I have no choice but to go on.
I'm a freelance graphic designer. Right now I have no job. I don't have the strength to go back to school or to do anymore design. Regular retail jobs etc don't pay the bills... Idk how you all do it. I can't handle anymore life. Can't get myself to get other jobs. Just really exhausted, feel like a failure, have no one to talk to, really wish I didn't wake up every day but have no choice. I no longer have anymore dreams. I'm just literally forcing myself to do everything and just want to cry all day...
Please don't tell me to speak to a therapist. I tried that. Didn't work. And it's nothing medical. I went to the doctor and all is fine.
Idk how to force myself to do anymore when i'm so crazy mentally exhausted and have no more energy for life.

I’ve been posing about my (ex?) husband and how he just basically left me and the kids, blocked me and I think he’s talking to his ex gf. Well, today I filed to get spousal support off his ass for the next year. He makes almost 100k more a year than I do. How much you want to bet I hear from him before this court date? Lmao. Not like I’ll answer. I wanted to post this to give my satisfaction to others in this group. This dude is going to end up paying me anywhere from $800-$1400 a month for the next year until our divorce can be final 🤷🏻‍♀️. I’ll keep you guys updated. Why he would file for divorce and abandon me, my children, and our bills , when he makes so much more money than me is a dumb move. But I’m here for the karma and 💰 💰 💰

*NOT AN ADVERTISEMENT, JUST LOOKING FOR FEEDBACK Note: this text was originally created, copied and pasted into other subs where fish-keeping is not the main sub, obviously we are dedicated to our fish and in turn would probably not be as interested in this service, I just didn’t want to rephrase another 5 paragraph idea
Also I mention cories and gravel, I would always recommend what’s best for the fish owner, not what I put in the post. I only realized this after typing it all out.😂
I’m very proficient in aquariums I have been my whole life. I feel like there may be a market in my area for setting up and maintaining aquariums so people would not have to maintain them. I would almost do it similar to Mark Cuban’s ‘cost plus drugs’ where there’s just a 15% markup for the products, and a 3-5$ service charge for every visit, that way it stays very consistent and if there is a sale on products my customers would get a sale too, as I did not have to pay as much this time around, they would not either. This leads me to a couple of questions one how would I start advertising? Of course, Facebook, word of mouth but is there the other unique ways you can think of ?
How I would charge: For example, if you wanted me to set up a 20 gallon aquarium with 10 neon tetras, five corydoras gravel substrate, but you already have the tank, light, and filter, I would charge: 1.15(.85(10x2.99) + 5x3.99 + 20).
This is where I feel there might be an appeal. at petsmart, For example you get a 15% discount if you buy four or more neon tetras and therefore I would give my customers a 15% discount as I do not have to spend as much either.
Then I would charge $2 and $2 for the dechlorinator and bio start ( just cost of using some of the $20 bottle) As well as the flat $5 fee like I described for every visit. So I’m total the bill of setting up the 20 gallon would look like this: 5 + 1.15(.85(10x2.99) + 5x3.99 +20 + 2 + 2)= $84.74.
Also, would I need any sort of business license?
I am 21 if that changes anything…
And then also if you had an aquarium would this interest you, I’m not advertising here I’m just collecting thoughts to see what that perspective would be personally, I would not, but that is because I like maintaining my aquariums. I’m sure there are people who would prefer to just have it be a nice centerpiece, and not worry about maintenance.
What are your initial thoughts, questions, concerns do you have, as I feel I might really do this, so I want as much feedback as possible. Thank you!!!!

I payed for 3 months for plus, no plugins, only x message / x hours. Now i havent subbed nearly a month, but as i see there is no way to know restrictions and what plugins can you use before paying the 20$ bill.. ( ? )

*NOT AN ADVERTISEMENT, JUST LOOKING FOR FEEDBACK Note: this text was originally created, copied and pasted into other subs where fish-keeping is not the main sub, obviously we are dedicated to our fish and in turn would probably not be as interested in this service, I just didn’t want to rephrase another 5 paragraph idea
I’m very proficient in aquariums I have been my whole life. I feel like there may be a market in my area for setting up and maintaining aquariums so people would not have to maintain them. I would almost do it similar to Mark Cuban’s ‘cost plus drugs’ where there’s just a 15% markup for the products, and a 3-5$ service charge for every visit, that way it stays very consistent and if there is a sale on products my customers would get a sale too, as I did not have to pay as much this time around, they would not either. This leads me to a couple of questions one how would I start advertising? Of course, Facebook, word of mouth but is there the other unique ways you can think of ?
How I would charge: For example, if you wanted me to set up a 20 gallon aquarium with 10 neon tetras, five corydoras gravel substrate, but you already have the tank, light, and filter, I would charge: 1.15(.85(10x2.99) + 5x3.99 + 20).
This is where I feel there might be an appeal. at petsmart, For example you get a 15% discount if you buy four or more neon tetras and therefore I would give my customers a 15% discount as I do not have to spend as much either.
Then I would charge $2 and $2 for the dechlorinator and bio start ( just cost of using some of the $20 bottle) As well as the flat $5 fee like I described for every visit. So I’m total the bill of setting up the 20 gallon would look like this: 5 + 1.15(.85(10x2.99) + 5x3.99 +20 + 2 + 2)= $84.74.
Also, would I need any sort of business license?
I am 21 if that changes anything…
And then also if you had an aquarium would this interest you, I’m not advertising here I’m just collecting thoughts to see what that perspective would be personally, I would not, but that is because I like maintaining my aquariums. I’m sure there are people who would prefer to just have it be a nice centerpiece, and not worry about maintenance.
What are your initial thoughts, questions, concerns do you have, as I feel I might really do this, so I want as much feedback as possible. Thank you!!!!

I (25f) have been with my bf (26m) for 10+ years. I am seeking help on how to break things off. I have been trying to breakup with my bf for 2 years now, constantly threatening to breakup with him but he won’t budge. He won’t make small changes to improve our relationship. We live in the same house which is making things harder as I have no space away from him. I work from home and he door dashes 3 hours a day. He doesn’t help me pay the bills and always makes excuses as to why he can’t work. I’m not attracted to him anymore sexually. When we have sex it’s duty sex on my end, but he usually only initiates sex WHEN IM SLEEPING & this has been very hard on me to accept. He says he doesn’t like talking about sex so we can never talk about it. Hell, we can never truly solve any issue, he just has thousands of excuses for every little thing. His car is in my name. He does pay his car payment but he doesn’t help with rent. He’ll pay it 10 days late & only give me $500/800 if that. & then complains the car HE CHOSE is bad on gas mileage & asks to trade it in for something more expensive constantly when I begged him not to get it & begged him to leave my name out of it. But basically forced me to the moment he started screaming & throwing shit when he wasn’t accepted based off his credit.
I’m at my wits ends. He still says he does everything and I can’t even get a damn cookie if I ask him to bring one home on his way back from doordashing. He complains about helping me grocery shop once a week bc he “has to work” but door dashes 3 hours a day. But doesn’t give a fuck to eat every little thing I BUY. I have to buy 3x the amount of groceries & barely get to eat any of them.
He doesn’t talk about a future together. And I’m not excited for one with him. But I don’t know how to escape. Everytime I bring it up, he breaks something of mine or it’s a yelling match. Sometimes it becomes physical. I live too far from my parents and don’t want to involve them. His mom aids in his behavior. He’s a total mamas boy. And no. He won’t live with her unfortunately and has no money of his own to just leave. I also don’t feel it’s right to give him my hard earned money either to get him to leave…I’ve seen that suggested before and fuck that. I’d rather spend the deposit on an apt I’d give him on an expensive dog.
I feel so alone. I met a guy months ago that gave me hope for love again but he ofcourse cut me off because why would anyone want anything to do with a woman in a chaotic relationship?
Any advice???

I’m very proficient in aquariums I have been my whole life. I feel like there may be a market in my area for setting up and maintaining aquariums so people would not have to maintain them. I would almost do it similar to Mark Cuban’s ‘cost plus drugs’ where there’s just a 15% markup for the products, and a 3-5$ service charge for every visit, that way it stays very consistent and if there is a sale on products my customers would get a sale too, as I did not have to pay as much this time around, they would not either. This leads me to a couple of questions one how would I start advertising? Of course, Facebook, word of mouth but is there the other unique ways you can think of ?
How I would charge: For example, if you wanted me to set up a 20 gallon aquarium with 10 neon tetras, five corydoras gravel substrate, but you already have the tank, light, and filter, I would charge: 1.15(.85(10x2.99) + 5x3.99 + 20).
This is where I feel there might be an appeal. at petsmart, For example you get a 15% discount if you buy four or more neon tetras and therefore I would give my customers a 15% discount as I do not have to spend as much either.
Then I would charge $2 and $2 for the dechlorinator and bio start ( just cost of using some of the $20 bottle) As well as the flat $5 fee like I described for every visit. So I’m total the bill of setting up the 20 gallon would look like this: 5 + 1.15(.85(10x2.99) + 5x3.99 +20 + 2 + 2)= $84.74.
Also, would I need any sort of business license?
I am 21 if that changes anything…
And then also if you had an aquarium would this interest you, I’m not advertising here I’m just collecting thoughts to see what that perspective would be personally, I would not, but that is because I like maintaining my aquariums. I’m sure there are people who would prefer to just have it be a nice centerpiece, and not worry about maintenance.
What are your initial thoughts, questions, concerns do you have, as I feel I might really do this, so I want as much feedback as possible. Thank you!!!!

I’m very proficient in aquariums I have been my whole life. I feel like there may be a market in my area for setting up and maintaining aquariums so people would not have to maintain them. I would almost do it similar to Mark Cuban’s ‘cost plus drugs’ where there’s just a 15% markup for the products, and a 3-5$ service charge for every visit, that way it stays very consistent and if there is a sale on products my customers would get a sale too, as I did not have to pay as much this time around, they would not either. This leads me to a couple of questions one how would I start advertising? Of course, Facebook, word of mouth but is there the other unique ways you can think of ?
How I would charge: For example, if you wanted me to set up a 20 gallon aquarium with 10 neon tetras, five corydoras gravel substrate, but you already have the tank, light, and filter, I would charge: 1.15(.85(10x2.99) + 5x3.99 + 20).
This is where I feel there might be an appeal. at petsmart, For example you get a 15% discount if you buy four or more neon tetras and therefore I would give my customers a 15% discount as I do not have to spend as much either.
Then I would charge $2 and $2 for the dechlorinator and bio start ( just cost of using some of the $20 bottle) As well as the flat $5 fee like I described for every visit. So I’m total the bill of setting up the 20 gallon would look like this: 5 + 1.15(.85(10x2.99) + 5x3.99 +20 + 2 + 2)= $84.74.
Also, would I need any sort of business license?
I am 21 if that changes anything…
And then also if you had an aquarium would this interest you, I’m not advertising here I’m just collecting thoughts to see what that perspective would be personally, I would not, but that is because I like maintaining my aquariums. I’m sure there are people who would prefer to just have it be a nice centerpiece, and not worry about maintenance.
What are your initial thoughts, questions, concerns do you have, as I feel I might really do this, so I want as much feedback as possible. Thank you!!!!

I’m very proficient in aquariums I have been my whole life. I feel like there may be a market in my area for setting up and maintaining aquariums so people would not have to maintain them. I would almost do it similar to Mark Cuban’s ‘cost plus drugs’ where there’s just a 15% markup for the products, and a 3-5$ service charge for every visit, that way it stays very consistent and if there is a sale on products my customers would get a sale too, as I did not have to pay as much this time around, they would not either. This leads me to a couple of questions one how would I start advertising? Of course, Facebook, word of mouth but is there the other unique ways you can think of ?
How I would charge: For example, if you wanted me to set up a 20 gallon aquarium with 10 neon tetras, five corydoras gravel substrate, but you already have the tank, light, and filter, I would charge: 1.15(.85(10x2.99) + 5x3.99 + 20).
This is where I feel there might be an appeal. at petsmart, For example you get a 15% discount if you buy four or more neon tetras and therefore I would give my customers a 15% discount as I do not have to spend as much either.
Then I would charge $2 and $2 for the dechlorinator and bio start ( just cost of using some of the $20 bottle) As well as the flat $5 fee like I described for every visit. So I’m total the bill of setting up the 20 gallon would look like this: 5 + 1.15(.85(10x2.99) + 5x3.99 +20 + 2 + 2)= $84.74.
Also, would I need any sort of business license?
I am 21 if that changes anything…
And then also if you had an aquarium would this interest you, I’m not advertising here I’m just collecting thoughts to see what that perspective would be personally, I would not, but that is because I like maintaining my aquariums. I’m sure there are people who would prefer to just have it be a nice centerpiece, and not worry about maintenance.
What are your initial thoughts, questions, concerns do you have, as I feel I might really do this, so I want as much feedback as possible. Thank you!!!!